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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Reassuring at a very difficult time in life.

Reassuring at a very difficult time in life. Unsure if there is any real alternative of how StepChanged helped me. Reviewed on: 23rd May 2025

Without step change I would have probably lost my house

Without step change I would have probably lost my house Reviewed on: 23rd May 2025

Stepchange saved me

Stepchange saved me from some very lost dark days I was having and they helped to take away a very heavy cloud. Best call I ever made was to just ring them and discuss my large debts. Reviewed on: 23rd May 2025

Help me out of a real jam.

Help me out of a real jam. I didn’t think I’ve ever been able to get debt free and I had approximately 50 K worth of debt. I now have 12 months left and I am totally debt free apart from my mortgage. Not a bad place to be I’m probably the best place I’ve been financially in all my life. Reviewed on: 23rd May 2025

Saved me that’s all I can say in so much financial t...

Saved me that’s all I can say in so much financial trouble worried about how I would manage but stepchange did everything supported me throughout highly recommend them don’t struggle I get in touch with them Reviewed on: 23rd May 2025

Excellent support!

Excellent support! Thanks you! Always professionals and understanding! Reviewed on: 23rd May 2025

I have been with stepchange for a while now and they...

I have been with stepchange for a while now and they have been so helpful and understanding, I would certainly been lost without there amazing advisers working for them ' Reviewed on: 23rd May 2025

Fantastic helpful staff great empathy highly recomme...

Fantastic helpful staff great empathy highly recommended if you need little bit of help Reviewed on: 23rd May 2025

All ran very smoothly debtors were contacted and a p...

All ran very smoothly debtors were contacted and a plan set up quickly Reviewed on: 23rd May 2025

Its really good helping me out with my debts.

Its really good helping me out with my debts. Reviewed on: 23rd May 2025

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