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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14716)

Absolutely amazing...

5
Absolutely amazing I can’t begin to express the level of help, support and compassion these wonderful people have! I was in a bad place and they have helped take a load of stress off me, they’re really on your side and want the best for you, amazing staff and an amazing charity Reviewed on: 23rd May 2025

Responded in a timely manner to my queries.

5
Responded in a timely manner to my queries. Answered all questions and always helpful Reviewed on: 23rd May 2025

Very grateful to Stepchange

5
I was in a very bad spot having had to give up my job because of unexpected illness. Stepchange helped me so much. I also want to thank Marks and Spencer for their understanding. Reviewed on: 23rd May 2025

I was struggling and overwhelmed!

5
I was struggling, overwhelmed with letters, different companies wanting different thing and I just couldn’t figure out where to start. Step change stepped in and took charge. I payed a fee that was enough to make a dent in my debt but small enough that I didn’t go in to more debt. And it helped me gain control, improve my credit score and get out of debt. I am debt free and feel like I can breathe again! Thank you! Reviewed on: 23rd May 2025

Sympathetic and understanding

5
A sympathetic and encouraging company, thank you for helping me through my crisis I am now back on track with my debtors Reviewed on: 23rd May 2025

a very big help

5
kind and understanding when setting up no problems since Reviewed on: 23rd May 2025

There help is amazing !

5
There help is amazing ! Eased all my worry over debts! Reviewed on: 23rd May 2025

Very helpful

5
I had, and continue to have, a very positive experience with Stepchange. Everyone that I spoke to was extremely helpful and kind. Reviewed on: 23rd May 2025

They got most of my creditors to waive interest and...

5
They got most of my creditors to waive interest and fees and dealt with them on my behalf and free of charge as they are not for profit/charity Reviewed on: 23rd May 2025

very helpful

5
I was plesed I contacted stepchange. they listened to my problem and assisted me which was very helpful Reviewed on: 23rd May 2025

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