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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

From the very start StepChange have been brilliant.

5
From the very start StepChange have been brilliant. Their help has seen me almost clear a substantial debt, just 10 months to go! Excellent advice, a shoulder to lean on, and an amazing help. Thanks. Reviewed on: 6th May 2026

Great customer service and always looking forward to...

5
Great customer service and always looking forward to working with you and supporting you through your journey. Reviewed on: 6th May 2026

Really helpedme with difficult situations and gave...

5
Really helped me with difficult situations and gave me peace of mind with my debts Reviewed on: 6th May 2026

Really helpfull been with them for ages sorted out m...

5
Really helpfull been with them for ages sorted out my debts to affordable monthly payments Reviewed on: 6th May 2026

Step change help

5
Step change , literally stepped in and supported ne with my debts. They made payments easier and I have been paying successfully with tem since 2019 Reviewed on: 6th May 2026

Very straightforward step change are definitely the...

5
Very straightforward step change are definitely the go to people if you’re having problems give these a try first I wasn’t disappointed Reviewed on: 6th May 2026

Helped me tremendously took all my worries and stres...

5
Helped me tremendously took all my worries and stress away don't think I would still be here if I hadn't got your help. Cant thank everyone enough. Reviewed on: 6th May 2026

Taking that first step is the hardest thing to do.

5
Taking that first step is the hardest thing to do. Stepchange did not judge me or make me feel bad, they listened and gave me all the options. It was so easy to deal with them, they took me through everything step by step until everything was in place. It took the huge amounts of money worry away and gave me a fixed amount to pay off my debts. Really is a life saver Reviewed on: 6th May 2026

Best plan

5
Very helpful and understanding. Explains everything really well. Nothing is too much to ask. Reviewed on: 6th May 2026

Excellent service .

5
Excellent service .couldn’t fault go above & beyond.keep you informed every month.was so easy to do the online forms.Big weight off my shoulders Reviewed on: 6th May 2026

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