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StepChange: Debt advice reviews

4.92
Based on 18,644 reviews, last reviewed 23rd Jun 2026
188400% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
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Latest highest rating:

5

I have always been treated nicely when I call , as t... I have always been treated nicely when I call , as this is a stressful time for me, it had helped me carry on with work without worrying as much altho... Read more Reviewed on: 23rd June 2026
Veronica c's avatar
Veronica c

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18645)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

They helped me when I was in a mess with...

5
They helped me when I was in a mess with my debts Reviewed on: 6th May 2026

Always been helpful and website is easy to access

5
Always been helpful and website is easy to access Reviewed on: 6th May 2026

Helped me when I was at my most lowest poin

5
Helped me when I was at my most lowest poin Reviewed on: 6th May 2026

Many years ago I had no where to turn marriage break...

5
Many years ago I had no where to turn marriage breakdown debts spiralling out of control borrowing more money to pay credit cards etc got in touch with yourselves worked out a budget I could afford & stuck to it had over 30k of debt it’s now down to less than 2k no interest to pay just a set amount that is distributed to pay off my debts Reviewed on: 6th May 2026

They helped me with my creditors and made me feel th...

5
They helped me with my creditors and made me feel there was light at the end of the tunnel Reviewed on: 6th May 2026

Extremely friendly people

5
Staff are very helpful with organising all my affairs. Very easy to deal with. If you have a problem, Stepchange can and will help in anyway possible. They listen not judge Reviewed on: 6th May 2026

Get rid of the Worry

5
StepChange have helped me get rid of the worry of debt providing a system to clear debt and takes away the constant letters and threat of extreme measures . Reviewed on: 6th May 2026

Thankful and in good hands

5
I got breast cancer and had to stop work. I was stressed already and my financial situation was not good as I had anticipated I would work for many years. I found Step Change and immediately my worry was shared with people who gave me hope. I followed their advice and have now paid off a huge chunk of my debts. Cannot thank them enough. I was in kind capable hands. Reviewed on: 6th May 2026

Saved me

5
I had to retire from work because of arthritis and was so worried about my debts, many sleepless nights. Step change and their people talked me through everything and put my heart at rest and I feel confident they are there for me if I need them. Reviewed on: 6th May 2026

Been a fantastic help and saved me from a lot of str...

5
Been a fantastic help and saved me from a lot of stress and worry Reviewed on: 6th May 2026

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