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StepChange: Debt advice reviews

4.92
Based on 18,661 reviews, last reviewed 10th Jul 2026
126000% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026
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SM

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

getting my life back

5
Helped me to reduce monthy unafordable payments to affordable, thus enabling life to continue Reviewed on: 6th May 2026

Best thing I ever did.

5
Best thing I ever did. Stepchange changed my life. Always so courtious and empathatic when I called. Never made me feel unimportant. I would advise anyone in trouble to contact Stepchange. Reviewed on: 6th May 2026

I was stuck in a vicious cycle of debt, this was mak...

5
I was stuck in a vicious cycle of debt, this was making me increasingly anxious and depressed, I put off contacting step change so many times but when I finally did contact them they were very understanding of my situation, they gave me a number of solutions and helped me every step of the way, I now pay an affordable monthly payment and honestly I feel like I have my life back. I can’t thank step change enough for helping me Reviewed on: 6th May 2026

After a long wait on the phone, the advice given was...

4
After a long wait on the phone, the advice given was clear and precise. However it did differ from advice previously given by Business Debtline Reviewed on: 6th May 2026

Depression in debt

5
I was in a terrible mess with finances and struggling with depression then I was introduced to Step Change through mental health services and I can honestly say I have somehow achieved to get my finances at least back in order . Reviewed on: 6th May 2026

Have been with Stepchange for some time and they hav...

5
Have been with Stepchange for some time and they have helped me manage my finances and pay my creditors and have had no problems Reviewed on: 6th May 2026

They helped me when I was in a mess with...

5
They helped me when I was in a mess with my debts Reviewed on: 6th May 2026

Always been helpful and website is easy to access

5
Always been helpful and website is easy to access Reviewed on: 6th May 2026

Helped me when I was at my most lowest poin

5
Helped me when I was at my most lowest poin Reviewed on: 6th May 2026

Many years ago I had no where to turn marriage break...

5
Many years ago I had no where to turn marriage breakdown debts spiralling out of control borrowing more money to pay credit cards etc got in touch with yourselves worked out a budget I could afford & stuck to it had over 30k of debt it’s now down to less than 2k no interest to pay just a set amount that is distributed to pay off my debts Reviewed on: 6th May 2026

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