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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Helped me when I was at my most lowest poin

5
Helped me when I was at my most lowest poin Reviewed on: 6th May 2026

Many years ago I had no where to turn marriage break...

5
Many years ago I had no where to turn marriage breakdown debts spiralling out of control borrowing more money to pay credit cards etc got in touch with yourselves worked out a budget I could afford & stuck to it had over 30k of debt it’s now down to less than 2k no interest to pay just a set amount that is distributed to pay off my debts Reviewed on: 6th May 2026

They helped me with my creditors and made me feel th...

5
They helped me with my creditors and made me feel there was light at the end of the tunnel Reviewed on: 6th May 2026

Extremely friendly people

5
Staff are very helpful with organising all my affairs. Very easy to deal with. If you have a problem, Stepchange can and will help in anyway possible. They listen not judge Reviewed on: 6th May 2026

Get rid of the Worry

5
StepChange have helped me get rid of the worry of debt providing a system to clear debt and takes away the constant letters and threat of extreme measures . Reviewed on: 6th May 2026

Thankful and in good hands

5
I got breast cancer and had to stop work. I was stressed already and my financial situation was not good as I had anticipated I would work for many years. I found Step Change and immediately my worry was shared with people who gave me hope. I followed their advice and have now paid off a huge chunk of my debts. Cannot thank them enough. I was in kind capable hands. Reviewed on: 6th May 2026

Saved me

5
I had to retire from work because of arthritis and was so worried about my debts, many sleepless nights. Step change and their people talked me through everything and put my heart at rest and I feel confident they are there for me if I need them. Reviewed on: 6th May 2026

Been a fantastic help and saved me from a lot of str...

5
Been a fantastic help and saved me from a lot of stress and worry Reviewed on: 6th May 2026

I was reluctant at first to go to stepchange I thoug...

5
I was reluctant at first to go to stepchange I thought I could do it all by myself but I plucked up the courage and rang them. They didn't make me feel embarrassed about my situation at all and help me so,so much now I nearly debt free thanks to stepchange Reviewed on: 6th May 2026

Great advice

4
Incredibly helpful advice and overall service. It’s just a shame that it can take so long to get through to an adviser. Reviewed on: 6th May 2026

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