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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Best financial support provider 2026

Awarded to the financial support provider rated highest in customer reviews.
Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

I contacted StepChange when it was the CCCS ...

I contacted StepChange when it was the CCCS a number of years ago having reached what i genuinely thought was an irretrievable situation, my debts were unmanageable and I didn’t know what to do . A councillor took the necessary time to talk me through and offer me hope for the future through a Debt Management Plan . Reviewed on: 6th May 2026

Excellent service thank you very much xxxx

Excellent service thank you very much xxxx Reviewed on: 6th May 2026

Best thing I ever did was make that call for help an...

Best thing I ever did was make that call for help and thank you. Reviewed on: 6th May 2026

Really helpful.

Really helpful. They have lifted a weight off my shoulders and I’m not worrying anymore Reviewed on: 6th May 2026

It has been the best experience with StepChange.

It has been the best experience with StepChange. From a state of panic in lockdown, the kind and supportive staff reassured me that there was a way forward and guided me through the process at a time when I was so stressed about finance. Thank you for your help, you really made a difference Reviewed on: 6th May 2026

Very good and very professional I am very happy with...

Very good and very professional I am very happy with the success Reviewed on: 6th May 2026

Step Change has changed my opinion of debt!

Step Change has changed my opinion of debt!! Reviewed on: 6th May 2026

I am more relaxed knowing my debts are covered

I am more relaxed knowing my debts are covered Reviewed on: 6th May 2026

I had great experience with Stepchange regarding my...

I had great experience with Stepchange regarding my debt issue.I Am stress free now. Reviewed on: 6th May 2026

Have been so helpful right from the start and took s...

Have been so helpful right from the start and took so much stress and worry away Reviewed on: 6th May 2026

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