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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

From the beginning I feel that I was in safe hands w...

5
From the beginning I feel that I was in safe hands with understandable ways forward I definitely felt a lot better once I had this started Reviewed on: 6th May 2026

Step Change helped me 100%

5
Unfortunately I found myself in debt through various reasons. I was signposted to Step Change to assist me. I am one year away from my debt being paid. Thank goodness Step Change helped me 100%. Reviewed on: 6th May 2026

Debt control

5
Contacted step change with a debt problem and they helped me and my husband take the stress out of the situation. Reviewed on: 6th May 2026

They are really friendly and helpful

5
They are really friendly and helpful Reviewed on: 6th May 2026

Easy to use online tools

5
.......... Easy to use online tools .............. Reviewed on: 6th May 2026

Excellent service

5
We need to review our plan and update things. The advises were excellent and helped us with the whole process. Reviewed on: 6th May 2026

Clear and simple explanation for any issues.

5
Clear and simple explanation for any issues. Prompt service. Good customer service Reviewed on: 6th May 2026

No more sleepless nights.

5
I was deep in debt and couldn't get out of it. I was recommended to stepChange and they were so helpful and understanding. My debts are half cleared and I don't worry as much as I used too. Reviewed on: 6th May 2026

Makes life so much easier big help with my finances

5
Makes life so much easier big help with my finances Reviewed on: 6th May 2026

StepChange have made my life so much easier.

5
StepChange have made my life so much easier. I felt like I was drowning in debt. They handled everything for me and I now make one monthly direct debit payment to them and they pay everyone on my behalf. It’s such a relief. Reviewed on: 6th May 2026

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