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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Caring understanding helpful

They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Step change has made a huge difference to me.

Step change has made a huge difference to me. After my divorce I felt so out of control with my finances. Despite being lucky enough to be in a well paid job we'd accumulated debts over the years having had our 3 children young and periods of redundancy and very low income at the even the children were young. I was struggling to make my payments each month and was paying so much interest that the debts just kept spiralling out of control. I felt ashamed and dreaded every brown letter. I was too embarrassed to tell anyone and it affected my mental health. I didn't think stepchange would be able to help because I had a good salary. I was terrified they'd make me take an IVA. When I actually plucked up the courage to call them for advice I wished I'd done it years ago. The advisor was so kind, understanding and non judgemental. It was a huge relief. I'm now on a DMP and can see slowly but surely my debts are reducing. If you are worried about debt get in touch with them as soon as you can Reviewed on: 19th June 2025

StepChange has been a life saver for me, really easy...

StepChange has been a life saver for me, really easy to use and helpful in helping me get rid of my debts. I just wish I had found them sooner Reviewed on: 18th June 2025

Contacting Stepchange was the best move I've made si...

Contacting Stepchange was the best move I've made since getting stuck in a financial merry-go-round. Very friendly, understanding and helpful people at the end of the phone line. Reviewed on: 18th June 2025

They have been very helpful and very understanding.

They have been very helpful and very understanding. They helped me get my debt on track to clear it. Reviewed on: 18th June 2025

They really helped me out as I was struggling and I...

They really helped me out as I was struggling and I don’t know what to say to anyone l felt really ashamed to tell my own family of what happened to me and I went into debt and I don’t know how to deal with it. Stepchange really saved my life! Reviewed on: 18th June 2025

Step Change really helped me

I have found all my interactions with Step Change so helpful. The people I have spoken to have always been kind, compassionate and non-judgemental Reviewed on: 18th June 2025

I was feeling overwhelmed and emotional but the staf...

I was feeling overwhelmed and emotional but the staff made me feel at ease. Once the step was taken I then could breathe easier. It helped with my long term mental health. Thank you so much. Reviewed on: 18th June 2025

This service has been a life saver for me and has ta...

This service has been a life saver for me and has taken so much stress off of my shoulders. I've also recommended it to a few of my friends who have since used the service and agree it has been extremely helpful. Reviewed on: 18th June 2025

Brilliant service, professional people

Everything has gone well, the staff have been very helpful, never had any problems related to Stepchange services. If any issues have risen elsewhere, they have always been handled smoothly by Stepchange. Friendly, approachable professional people. Reviewed on: 18th June 2025

Lifesavers

I was at my wits end,I couldn't see a way out. Stepchange really helped me to sort out my finances and arranged repayments to my creditors without me having to interact with them. They've saved my life. Reviewed on: 18th June 2025

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