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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16250 reviews)

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4.95

Based on 16,250 reviews, last reviewed 7th May 2026

73850% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was being traumatised with the debt owed but step... I was being traumatised with the debt owed but step change really lightened my burden and with ease I have paid two third of it and I am sure that the... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16250)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I didn't know where to start with my debts stepchang...

I didn't know where to start with my debts stepchange worked through them sorting out a payment plan without any judgement of me Reviewed on: 23rd May 2025

After covid hit.

After covid hit. And the energy crisis step Change is helping me get back on track Reviewed on: 23rd May 2025

I suffer from a health condition which causes me to...

I suffer from a health condition which causes me to easily become overwhelmed and confused. Stepchanges are my lifesaver, I wouldn’t be able to manage without them. Reviewed on: 23rd May 2025

StepChange - the go to debt management company

StepChange are the go-to if your debts are unmanageable - they help to make extremely worrying and stressful situations easier to deal with by relieving you from the demands and what can feel at times like aggressive creditors. They will help you to budget repayments that you can actually manage without having to worry about the essentials being sacrificed. I wouldn’t hesitate to recommend this long established lifeline. Reviewed on: 23rd May 2025

Excellent company didn't know where to turn they hel...

Excellent company didn't know where to turn they helped me get back on track and clear all my debts, took three years but now debt free can't praise this company emough Reviewed on: 23rd May 2025

Low point

4 years ago I was drowning in debt using one card to pay another and vice versa 1 call to step change stopped that and got my life back on track Reviewed on: 23rd May 2025

I have been with Step Change (formerly the CCVS) for...

I have been with Step Change (formerly the CCVS) for many many yrs. Under both names they have been Extremely Helpful in hey me get on top of my debts. Which were considerable!!! Now I have only a couple of yrs and I’m debt free they arranged through a debt management plan an affordable monthly payment. And my creditor are happy Reviewed on: 23rd May 2025

So so helpful.

Before I entered a debt management plan, I was drowning in interest rates very stressed out about my future. I found it so hard to stay on top of my debts and had no spare money at all each month. I live in London and cost of living is high, I had a few emergencies which meant getting a loan and using some credit cards. Step change helped me navigate the whole process, and though my credit score has plummeted, for now that is fine as I'm lucky enough to own property. In one year, I've been able to pay off £4k and I feel so much more positive about my future. I look forward to a debt free 2029. Although the debt still feels very present, I am able to tackle it but by bit and can see the total reducing which is so motivating. The debts don't overwhelm me anymore and I feel much more positive. Reviewed on: 23rd May 2025

A long process,I was a bit in limbo for what seemed...

A long process,I was a bit in limbo for what seemed like forever and I called to get things moving again, which it did. I Am not getting as many suspected calls on my mobile now. Thank you for giur help it made me look at my soending closer. Reviewed on: 23rd May 2025

saved my sanity and left me with no further hassle.

saved my sanity and left me with no further hassle..simple and effective. Reviewed on: 23rd May 2025

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