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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18649 reviews)

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4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

From overwhelm to being back in control

StepChange offer advce and help wih no judgment. From feelng overwhelmed, once my Debt Management Plan was setup I felt back in control. They enable you to pay off your debts while mainataining a good standard of living. Reviewed on: 7th June 2025

I have been with step change for many years and woul...

I have been with step change for many years and would never of got through life without there advice help. Reviewed on: 7th June 2025

super helpful... and caring

Everyone I spoke to at StepChange were super helpful and made me feel at ease with my financial issues. They have a very understanding and caring attitude. Reviewed on: 7th June 2025

I have been with Stepchange for many years I was in...

I have been with Stepchange for many years I was in a lot of dept and when I went with Stepchange I could see the light at the end of the tunnel and now I’m am nearly finish it so I would recommend them to anyone that need some help with depts Reviewed on: 7th June 2025

A great debt management service.

A great service who are in the business to help. There are some dubious operations in debt management. Step Change is one hundred percent authentic. Reviewed on: 7th June 2025

Stepchange is the best.

Stepchange helped me out by offering me a debt management plan which also haults any interest. I'm grateful I found the service because they are ALSO very polite, helpful and overall fantastic! Reviewed on: 7th June 2025

Very reassuring to be with Stepchange;.

Very reassuring to be with Stepchange; staff always helpful. I like the fact that I can adjust my repayments as required. The recent rise in cost of living mean that I reduded payment by £90 per month. Reviewed on: 7th June 2025

Nothing but 5 stars helped me out so much with as li...

Nothing but 5 stars helped me out so much with as little stress as possible so grateful. Reviewed on: 7th June 2025

Non-judgemental and hugely pract.ical

Amazingly friendly, non-judgemental and hugely practical Help Reviewed on: 7th June 2025

Needed to consolidate all my financial issues into o...

Needed to consolidate all my financial issues into one lump sum, great at helping budget but still getting constant emails and phone calls months after setting up DMP with response from Stepchange just let them contact you and when they send to debt collectors it will be off your file in 6 years. I was and still am desperate to get back into a good financial state that's why I chose a DMP but obviously I've had to contact my creditors with the info. Reviewed on: 7th June 2025

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