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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18650 reviews)

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4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent service and very non judgemental, took the...

Excellent service and very non judgemental, took the worry out of things, very easy website to track your outstanding balances Reviewed on: 6th June 2025

excellent service,always helpful

excellent service,always helpful Reviewed on: 6th June 2025

StepChange Helped So Much.

StepChange was very good at making me feel that I wasn't alone, and that I would be able to cope with my debts. It was such a relief to speak to people who didn't make me feel a complete failure. I am sure that, with the help of StepChange I will finally be able to sort myself out. Reviewed on: 6th June 2025

Excellent customer service provided

Excellent customer service provided Reviewed on: 6th June 2025

Great help and very useful advice

Great help and very useful advice Reviewed on: 6th June 2025

Great help, they put our mind to rest.

Great help, they put our mind to rest. They talked us through loads of questions we had been stressing about. Reviewed on: 6th June 2025

One call

When I owed a lot of money I thought there was no way out put one phone call and I could sleep at nights Reviewed on: 6th June 2025

Helped me breathe again

I'd accumulated debt over a few years, what started as overspending became a problem I started to push under the carpet. I owed four debtors and was no longer eligible for 0% interest transfer rates. I was barely paying the interest. I used Google to find some help and it was really everything I needed. They allow me to pay off my debts in full (rather than declaring myself bankrupt) over many months, at a rate that is entirely affordable. The statements help me understand how many months left. The team deal with all communication with my debtors, leaving me safe and protected and feeling on top of my debts. I'm so grateful for Stepchange. They really saved me. Reviewed on: 6th June 2025

Great service

The only regret I have is that I didn't contact StepChange sooner. They helped me a lot . Reviewed on: 6th June 2025

A life saver and a beacon of light

I was lost in my debt until I got in touch with StepChange Debt Management. This changed everything. I could finally breathe knowing I was in good hands.I had nothing to worry just to pay the monthly agreement. Reviewed on: 6th June 2025

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