Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Excellent service and very non judgemental, took the...

5
Excellent service and very non judgemental, took the worry out of things, very easy website to track your outstanding balances Reviewed on: 6th June 2025

excellent service,always helpful

5
excellent service,always helpful Reviewed on: 6th June 2025

StepChange Helped So Much.

5
StepChange was very good at making me feel that I wasn't alone, and that I would be able to cope with my debts. It was such a relief to speak to people who didn't make me feel a complete failure. I am sure that, with the help of StepChange I will finally be able to sort myself out. Reviewed on: 6th June 2025

Excellent customer service provided

5
Excellent customer service provided Reviewed on: 6th June 2025

Great help and very useful advice

5
Great help and very useful advice Reviewed on: 6th June 2025

Great help, they put our mind to rest.

5
Great help, they put our mind to rest. They talked us through loads of questions we had been stressing about. Reviewed on: 6th June 2025

One call

5
When I owed a lot of money I thought there was no way out put one phone call and I could sleep at nights Reviewed on: 6th June 2025

Helped me breathe again

5
I'd accumulated debt over a few years, what started as overspending became a problem I started to push under the carpet. I owed four debtors and was no longer eligible for 0% interest transfer rates. I was barely paying the interest. I used Google to find some help and it was really everything I needed. They allow me to pay off my debts in full (rather than declaring myself bankrupt) over many months, at a rate that is entirely affordable. The statements help me understand how many months left. The team deal with all communication with my debtors, leaving me safe and protected and feeling on top of my debts. I'm so grateful for Stepchange. They really saved me. Reviewed on: 6th June 2025

Great service

5
The only regret I have is that I didn't contact StepChange sooner. They helped me a lot . Reviewed on: 6th June 2025

A life saver and a beacon of light

5
I was lost in my debt until I got in touch with StepChange Debt Management. This changed everything. I could finally breathe knowing I was in good hands.I had nothing to worry just to pay the monthly agreement. Reviewed on: 6th June 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products