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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18650 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Thanks for your support stepchange

Thanks for your support stepchange Reviewed on: 6th June 2025

Very understanding

Excellent service * Great care great experience Reviewed on: 6th June 2025

Excellent and well planned website to look at option...

Excellent and well planned website to look at options and to set up our plan. Communication is fast and informative Reviewed on: 6th June 2025

Help at your fingertips. Step change sort everything.

Step change sort everything. They are very sympathetic. The relief it gave me sorting my debts was incredible. I would definitely recommend this charity Reviewed on: 6th June 2025

Taken a wait of my shoulders

Very good experience with step change, know actually what I am paying each month and when it will all be paid. They have kept me updated every step of the way and I know that I can contact them at anytime with any questions Reviewed on: 6th June 2025

Step change helped me out.

Step change helped me out. I was struggling to pay off my credit cards and they are helping me pay them off at a lower monthly cost. Reviewed on: 6th June 2025

Helpful and manageable

Helped me pay off £3k in credit card and store credit debts in manageable chunks over 2 years. Reviewed on: 6th June 2025

I didn’t want to contact them but once I did a weigh...

I didn’t want to contact them but once I did a weight came off my shoulders - after the first phone call I’ve been able to complete the rest online Reviewed on: 6th June 2025

Helped me massively with my monthly plans I really s...

Helped me massively with my monthly plans I really struggled to make payments to my creditors Reviewed on: 6th June 2025

Very helpful and understanding simple to fill out de...

Very helpful and understanding simple to fill out details. Step by step advice with reasonable outcome to help clear debt while leaving me enough to live and still enjoy some spending freedom. Reviewed on: 6th June 2025

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