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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They literally saved my financial skin!

They literally saved my financial skin, I am half way to being debt free and have a much better understanding of how to manage my finances because of Stepchange. If you are worried about debt, trying to jump from one 0% card to another and losing the will, give them a bell. Its' free and they are good people. Reviewed on: 6th June 2025

Great service, Helpful staff, life saver.

Great service, Helpful staff, life saver. Reviewed on: 6th June 2025

Very helpful at a stressful time.

Very helpful at a stressful time. Reviewed on: 6th June 2025

A very helpful way to sort out your finances and pro...

A very helpful way to sort out your finances and protect yourself from issues arising from poor credit ratings. Reviewed on: 6th June 2025

StepChange Gave Me Peace of Mind and a Fresh Start

I am absolutely delighted with the support I’ve received from StepChange. From the very first contact, their team was incredibly understanding and non-judgemental, which made a huge difference during a stressful time. They took the time to listen to my situation and offered clear, practical advice tailored to my needs. One of the standout features is how easy they made the whole process. The online tools are straightforward, and whenever I had questions, their advisors were always patient and knowledgeable. I felt reassured knowing that I was getting advice from experts who genuinely cared about helping me get back on track. The biggest benefit for me has been the peace of mind. StepChange handled all communication with my creditors, which lifted a massive weight off my shoulders. Their debt management plan was realistic and affordable, and I can already see real progress in reducing my debts. If I had to mention a drawback, it would be that the initial paperwork took a bit of time to gather, but that’s to be expected with any financial process. Overall, the experience has been overwhelmingly positive. I would highly recommend StepChange to anyone struggling with debt. Their support has made a real difference in my life, and I’m genuinely grateful for everything they’ve done. Reviewed on: 6th June 2025

I’m so grateful of this service.

I’m so grateful of this service. Initially I was so worried about all my debts but StepChange really was so helpful and I’m almost debt free Reviewed on: 6th June 2025

Timely help

Step change helped me in my darkest moments of life and has always stood by my side over last 2 years. Reviewed on: 6th June 2025

Step change has helped me through the full process a...

Step change has helped me through the full process and even dealt with my lenders making me feel more at ease Reviewed on: 6th June 2025

The company is a godsend!!

When struggling with debt payments stepchange arranged a budget out of my earnings and negotiated payments on my behalf with my debtors. Reviewed on: 6th June 2025

Amazing organisation.

Amazing organisation. A huge help at a very stressful time. They continue to be a support and a regularly in touch Reviewed on: 6th June 2025

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