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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

For more than 10 years StepChange guided and support.ed

5
For more than 10 years StepChange guided and supported my family through difficult financial times. Reviewed on: 5th May 2024

StepChange changed my life.

5
StepChange changed my life. I wish I’d done it sooner Reviewed on: 5th May 2024

I was in a very very difficult position and stepchan...

5
I was in a very very difficult position and stepchange made everything seem possible again and helped me deal with my financial problem and have been fantastic dealing with creditors. Reviewed on: 5th May 2024

Understanding and friendly staff.

5
Understanding and friendly staff. Helped me go from feeling totally lost and without hope to seeing a light at the end of what appeared to be a never ending tunnel. Reviewed on: 5th May 2024

Help at hand from Stepway.

5
Expert guidance every step of the way from worrying about debts to putting affairs in order. Stepchange dealt with all of the creditors on my behalf and arranged a payment structure that I could afford and the creditors accepted. The hardest part is making that first step. I wish I had done it sooner. Reviewed on: 5th May 2024

Very friendly and so supportive !

5
Very friendly and so supportive ! Thankyou so much step change, you’ve completely changed my life after my financially difficulties during high rise cost of living and struggled keeping up with my payments. Very understanding team and I don’t know where I would be if you didn’t exist. I couldn’t ask for more. Thankyou Reviewed on: 5th May 2024

Took all of my stresses away

5
Always there to help, whenever I’ve had problems they have helped with no hassle, stress free service! Reviewed on: 5th May 2024

Step change has taken my fear, stress and anxiety away.

5
Step change has taken my fear, stress and anxiety away. I am able to focus relax and lead a normal life A huge thanks to step change for making me feel what I’m today The team members are brilliant .and very supportive. Reviewed on: 5th May 2024

Light at the end

5
I was in a very dark and scary financial situation almost 4 years ago. I rang Stepchange and spoke to the most wonderful, helpful delightful and very considerate female member of staff who made me feel there is hope and most of all help out there to turn my financial situation around and come Oct/Nov I will be debt FREE. A BIG thank you to Stepchange. Reviewed on: 5th May 2024

Thank you StepChange.

5
From the moment I engaged with StepChange they made the entire process informative and simple. The annual reviews are helpful as my circumstances have changed over the last few years. My debt management plan is tailored to allow me to repay my creditors whilst also allowing me enough time and space to plan how to clear my debt and rebuild my credit rating. Reviewed on: 5th May 2024

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