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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

gave me back my life took a huge weight off my shoul...

gave me back my life took a huge weight off my shoulders first class service Reviewed on: 3rd May 2024

Wonderful service.

I was at my wits end worrying about my debts, that weren’t even my fault. Someone recommended StepChange to me and within a short time they provided much needed help. Never judgemental and very kind and knowledgeable. I can never thank them enough. If you find yourself in a difficult position, not seeing a possible solution, just contact StepChange for invaluable advice and help. Reviewed on: 3rd May 2024

Had money problems.

Had money problems. Contacted StepChange Everything was so simple and easy to set up. Highly recommend Reviewed on: 3rd May 2024

Would recommend stepchange debt charity to everyone.

Would recommend stepchange debt charity to everyone. They have been excellent from the start of our DMP till the end. So glad I found them. They are very efficient getting things sorted and put my stress and anxiety at ease with the pressure the creditors was putting us under. Thanks again StepChange. Reviewed on: 3rd May 2024

Amazing team

The team is always very polite and very efficient Reviewed on: 3rd May 2024

It was great to have a very professional team that s...

It was great to have a very professional team that support my way out of debt Reviewed on: 3rd May 2024

All excellent, saved me a huge amount of grief.

All excellent, saved me a huge amount of grief. Sometimes difficult to get hold of someone however their service is invaluable. Reviewed on: 3rd May 2024

Looks like fraud.

Started took money from my account but still haven't sorted out my depts Reviewed on: 3rd May 2024

Very supportive customer service team

I have been with step change for about 3 years and they have helped to get in control of my debts. The customer service team and very friendly and understanding. My plan is always manageable and the team work hard to ensure payments are realistic. Reviewed on: 3rd May 2024

So easy wish I'd done it sooner..

I called Stepchange to start with to talk through my options and the lqdy was so kind and understanding. The online portal was easy to set up and helps me manage my account, I've increased my payments twice due to payrises and its easy to jump on there to calculate a new payment. I've always felt supported by them. Reviewed on: 3rd May 2024

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