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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Great customer service, listened and came up with a...

5
Great customer service, listened and came up with a plan that worked for me. Reviewed on: 26th May 2025

They have helped me get my life in order.

5
They have helped me get my life in order. Planning my expenditure and dealing with my creditors. Reviewed on: 26th May 2025

Finding StepChange has stopped all my worrying & im...

5
Finding StepChange has stopped all my worrying & im less stressed. It’s been so easy to set up on line. My friend doesn’t like the internet so she read my paperwork & you can also have paperwork posted to you. It’s great Reviewed on: 26th May 2025

StepChange, changed my situation.

5
StepChange, like it's word helped changed my situation. Their support brought calmness in the times of adversities- constant calls from creditors, letters and emails made it very difficult for me to have a good night sleep. However, once StepChange came on board my creditors were sorted, no more phone calls letters or emails from them. The staff members were so great, calm and supportive in a non-judgemental way. Reviewed on: 26th May 2025

The service is free!

5
The service is free! Customer service is excellent from start to finish. I am now debt free, it was a process but I got there and paying what was affordable. I couldn't recommend enough, what a relief when things get sorted and I could breathe again. Honestly, the customer service workers were kind and compassionate and none judgmental Reviewed on: 26th May 2025

Don't despair, contact Step Change!

5
I was in the depths of despair before I contacted Step Change. Within days my life changed. A great burden was lifted off my shoulders, my depression went and I was able to live my life more or less normally. Reviewed on: 26th May 2025

Relief and help

4
I suddenly lost my job, and the bills and accounts did not go away. If I paid all my monthly bills there was no money, literally no money, for food. Step Change gave me clarity. A breathing space. Time to regularise and confront my issues,. Pay my debts. No hassle. No pressure. Reality. Brilliant. Reviewed on: 26th May 2025

I am more then happy with the help I got from Stepch...

5
I am more then happy with the help I got from Stepchange. Brilliant services Reviewed on: 26th May 2025

Sign of relief at last.

5
I called step change after I overwhelmed with my debts through recommendation from online. They were very supportive and professional in helping with my debts It is easy if you know how to use their online budget if not you can call them and a friendly tram will help to complete it. I am grateful to them Reviewed on: 26th May 2025

Everyone at the end of the phones are very helpful a...

5
Everyone at the end of the phones are very helpful and understanding and reliefs alot of the stress when u get into debt knowing there is help out their Reviewed on: 26th May 2025