Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18649 reviews)

View other StepChange products

4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18649)

Step Change changed my life.

Step Change changed my life. For the first time in my life I had my finances under control but it did mean facing up to the realities of life, living with just the bare essentials for nearly 20 years. It did however mean that I could afford a bottle of champagne on debt free day! Reviewed on: 25th May 2025

StepChange have really helped me get on top of my debt.

StepChange have really helped me get on top of my debt. Sympathetic, non-judgmental and life-changing. Reviewed on: 25th May 2025

I have been with Stepchange for a number of years th...

I have been with Stepchange for a number of years they take the worry out of your dept,writing to your creditors sorting out a dept managgement plan that you can afford the staff are so helpful and make you feel at ease so i would advise anybody with worrying dept to get in touch with Stepchange Reviewed on: 25th May 2025

Light at the end of the tunnel thanks to Step Change.

Step change took the time to understand myself and my situation which helped me feel at ease. I have a debt management plan set in place where I can see exactly how my debts are slowly getting smaller month on month. Have a plan in place with the length of time agreed, makes me feel that I will get through it and there is a light at the end of the tunnel. I am very grateful to Step Change. Thank you. Reviewed on: 25th May 2025

Stepchange helped to take all the stress from our de...

Stepchange helped to take all the stress from our debt problem and within 3 years we had become debt free a real helpful and caring team Reviewed on: 25th May 2025

Financial problems? Contact Stepchange

My finances are in a very bad state, I had to many loans and to much on credit cards. These problems came to a head when I was scammed. I spoke to my bank who were very helpful and to a degree sympathetic. Having looked at my finances the bank suggested I should contact Stepchange who would be in a better position advise me. After a great deal of thought and considerable trepidation I contacted them and after going through a very comprehensive review of my finances and my budget I was advised to set up a debt management plan. With a great deal of help and support from Stepchange I did this and now my debts are being paid off at a rate that I can afford. It is not at all easy but I have found Stepchange to be very helpful and kind. I have found the process very stressful but at the end of the day all the work was worthwhile and I am pleased that I took the advice that Stepchange gave me. It will take quite a long time for my finances to recover but I have learnt a great deal and I will not make the mistakes I made again. I would not hesitate to recommend Stepchange to anyone in financial difficulties. Reviewed on: 25th May 2025

Great service

Excellent service, all staff are so helpful, and put you at ease right away Reviewed on: 25th May 2025

Going to Stepchange was the best decision I have eve...

Going to Stepchange was the best decision I have ever made..They have really taken all the worry out of my life! Reviewed on: 25th May 2025

I really don't know where I'd be without them.

I found Step Change to be great! They helped me deal with my debts, sort all the paperwork out, etc. Great service all round. I really don't know where I'd be without them. Thank you, Step Change. Reviewed on: 25th May 2025

We have had a plan in place for a number of years an...

We have had a plan in place for a number of years and have always found StepChange to be very supportive and helpful. Reviewed on: 25th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Money Advisor 3.90 from 13 reviews
Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub