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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchangechanghedmylife in more ways than I thought...

Stepchangechanghedmylife in more ways than I thought possible thank you Reviewed on: 25th May 2025

Lovely people.

Lovely people. Always put mind to rest. Non judgemental, friendly and knowledgeable. Reviewed on: 25th May 2025

Great assistance all the way!

Great assistance all the way! Supportive and always there to find best solution for my circumstances! Highly recommended! Reviewed on: 25th May 2025

Reassuring to have this service available.

Reassuring to have this service available. Helped us deal with our money issues in a positive and affordable way. Reviewed on: 25th May 2025

Stepchange are great was in a right mess with bills...

Stepchange are great was in a right mess with bills and no money seemingly to pay them, rang stepchange and it was the best thing I ever did, they have taken the stress and worry off me with a easy affordable monthly payment that is way better than what I was paying out Reviewed on: 25th May 2025

Thankyou!!

It took some time due to the IVA team but otherwise they were brilliant and never faltered always polite friendly helpful understanding and positive with the outcome Reviewed on: 25th May 2025

From a feeling of deep despair to satisfaction

COVID sunk our finances into a deep hole of despair- the kind and helpful personal assistance from Stepchange assistants helped us work out a budget and presented us with a plan of action. Not only did this help us with peace of mind but for the first time in a long time we felt back in control. Over time there were considerate and helpful articles sent via email to help us with adjustments to our thinking and thus our spending habits. What seemed like an insurmountable task has now became a source of satisfaction as we watch the numbers slowly ebbing away. Reviewed on: 25th May 2025

Helped and understood what help I needed

Helped and understood what help I needed Reviewed on: 25th May 2025

Very supportive

Step Change had helped me during a very difficult financial situation, their support took lot of stress from my life allow me to to focus on my family and career Reviewed on: 25th May 2025

Financial emotions

I had reached a very low point when trying to deal with my financial situation. Having spoken to StepChange staff the outlook is much brighter and there’s a light at the end of the tunnel Reviewed on: 25th May 2025

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