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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Brilliant charity .

5
Extremely kind , helpful advisors , non judgmental and reassuring. Reviewed on: 24th May 2025

Light at the end of the tunnel!

5
I couldn’t escape paying the minimum payments on cards & credit accounts & never clearing any of my debts. It was getting to the point where I was struggling to even pay that. I was constantly worried about making payments & it was overwhelming. In desperation, after seeing Martin Lewis mention Stepchange I nervously contacted them. I shouldn’t have worried because the person, I spoke to was kind, passed no judgement but listened & suggested a DMP was the way forward. After completing a budget form & working out what I could repay they contacted my creditors to halt interest & work out a plan with them. I’d never have cleared any of these debts on my own. I’m eternally grateful that now my debts are virtually cleared & I can see a debt free future ahead. Reviewed on: 24th May 2025

I was in a world if bother with debt and burying my...

5
I was in a world if bother with debt and burying my head in the sand and just wracking up more and more. I got to a point where I didn't know what to do as I couldn't afford the repayments and my living costs. The payments I was making were only clearing that months interest. I came across Stepchange and plucked up the courage to call them. I was expecting to be judged amd made to feel silly for the situation I'd got myself in. I couldn't have been more wrong. Unfortunately the name of the person I spoke to escapes me, but he was so empathetic and understanding of my situation. He explained everything and supported me putting an affordable repayment plan in place. It's the best financial decision I have made in years speaking to Stepchange. Less than 9 months on and I've cleared £6000 of my debt and the interest on all but one of Mt debts has been frozen. For the first time in years I'm making progress with getting myself out of the mess I find myself in. I would highly recommend that if you're struggling with debt, to speak to stepchange. They will help you. Reviewed on: 24th May 2025

Step change has been a great help to me as a single...

5
Step change has been a great help to me as a single parent in managing my finances over more than 10 years. Reviewed on: 24th May 2025

Debt Helper StepChange

5
I anyone find themselves trapped in a vicious cycle of debt I would strongly advise them to approach StepChange Debt Charity. I had become hopeless after my circumstances changed drastically and I fell into debt. With StepChange I have managed to free myself from debt earlier tha was anticipated Reviewed on: 24th May 2025

First class experience since day one.

5
First class experience since day one. Couldn't recommend highly enough. The stress and worry of debt was completely lifted once my plan was in place. Left feeling like I could begin to live my life again worry free. Reviewed on: 24th May 2025

Everyone at Stepchange have been helpful and kind.

5
Everyone at Stepchange have been helpful and kind. I highly recommend them if you have a debt problem Reviewed on: 24th May 2025

There were so kind helpful and removed loads of stre...

5
There were so kind helpful and removed loads of stress in my life very good firm and the job they do is a massive help to people well done around Reviewed on: 24th May 2025

Fantastic Service

5
Stepchange started helping me a few years ago and continue to do so. They have been fantastic with their support, time and advice. Reviewed on: 24th May 2025

Great service and helpful staff

5
Very helpful with all information and service, always willing hep in any situation , staff very friendly on the telephone Reviewed on: 24th May 2025

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