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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18650 reviews)

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4.92

Based on 18,649 reviews, last reviewed 27th Jun 2026

188600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Excellent service dedicated to help people like me s...

Excellent service dedicated to help people like me so happy for step change to make it affordable for me to clear my debts with out being harassed highly recommend Reviewed on: 24th May 2025

Great way to get on top of finances, best thing ive...

Great way to get on top of finances, best thing ive done to avoid the unwanted letters from debts. Reviewed on: 24th May 2025

Peace of mind and didn’t judge easy to talk to and h...

Peace of mind and didn’t judge easy to talk to and help with finances and only pay what you can afford Reviewed on: 24th May 2025

Life changed and gaining control

Gone from massive financial worry and not knowing where to turn, to where I am now and have never been better. I was so worried about speaking to someone about what I felt was my failures but there was no judgement at all and only the kindest and most helpful people who understood how easy it can be to get in my position, make me feel positive and much better (not a failure) and help me become strong again - can't recommend enough and given you aren't paying for their help, you are truly making a difference and impact on every penny you pay back toward this goal of being debt free- it feels so good, that I don't want to spend on unnecessary rubbish and just feel good. Thank you Reviewed on: 24th May 2025

Great service and advice

After feeling extremely anxious about the debt I was in the agent made me feel it was easily manageable and talked me through the process and all alternative options I could chose from.Everything was taken at an easy pace with compassion and understanding. Reviewed on: 24th May 2025

Excellent service and advice, got me out of a very d...

Excellent service and advice, got me out of a very difficult situation Reviewed on: 24th May 2025

Bad debts to no debts and less worry.

I was in debt with about 7 different companies, with me having bad mental health ,worry about these debts made my mental health far worse. Stepchange took over control of payments of my debts,I pay one affordable payment to Stepchange and they devide that monthly between the companies that I owe,I in my last year now ,and then I will be debt free. Reviewed on: 24th May 2025

Stepchange saved my life

Stepchange saved my life by helping me solve my debts Reviewed on: 24th May 2025

Step Change gave me back hope.

Step Change gave me back hope. Every advisor I have spoken with has been kind, positive and supportive, as I got into debt through my now ex-husband it was really important to me that I was not judged by anyone and I never have been. Everything was explained clearly to me and any questions I have had since I started my debt management plan have always been answered promptly. I no longer suffer stress and worry about my finances as I know I am chipping away at the debt in a way that enables me to cover my bills and have my life back again Reviewed on: 24th May 2025

Step change has been consistently efficient regardin...

Step change has been consistently efficient regarding providing information. The team are friendly and helpful. Reviewed on: 24th May 2025

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