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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14717 reviews)

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4.95

Based on 14,717 reviews, last reviewed 30th Mar 2026

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

The best thing I did!

The best thing I did! Stepchange have been so helpful and have really improved my life Reviewed on: 6th June 2025

I was struggling to make ends meet trying to keep on...

I was struggling to make ends meet trying to keep on top of my bill payments making the first call I was so worried I was going to judge!! But I spoke to a lovely gentleman who totally made me feel at ease and help me sort everything into one payment so relieved at last Reviewed on: 6th June 2025

excellent outcome for me

Very helpful and knowledgeable staff who were able to guide me to a very manageable situation for me. Reviewed on: 6th June 2025

I feel so supported and I feel like I can breathe an...

I feel so supported and I feel like I can breathe and tackle things better . Reviewed on: 6th June 2025

These men and women are the only people ever to real...

These men and women are the only people ever to really get me on a path to financial security Reviewed on: 6th June 2025

From a grateful client

I have haf my dmp for 18 months and it has helped me to sleep ay night, the quality of service is second to none and they are always respectful I would happily refer them to any of my friends and family. Reviewed on: 6th June 2025

StepChange have changed my life.

StepChange have changed my life. I was left in a lot of debt after my marriage ended and I am now facing it with a lot of help and advice. Reviewed on: 6th June 2025

Supportive, professional and knowledgeable

So supportive, professional and knowledgeable Reviewed on: 6th June 2025

Stepchange have been amazing in handling my debts,

Stepchange have been amazing in handling my debts, I would have struggled to sort them by myself at such as stressful time. I could not praise the people and their IT system highly enough Reviewed on: 6th June 2025

Step change has changed my life.

Really helpful, pay an affordable amount every month. Once a year we go through my earnings and what my out goings are then an amount is agreed. This has made my life a lot less stressful knowing I'm paying my debts without going short of money each month. I would recommend Step Change to anyone struggling with debt Reviewed on: 6th June 2025

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