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StepChange: Debt advice reviews

4.92
Based on 18,642 reviews, last reviewed 23rd Jun 2026
188350% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks to stepchange I can sleep again at night Thanks to stepchange I can sleep again at night Reviewed on: 23rd June 2026
sarah jane bell's avatar
sarah jane bell

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18643)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

StepChange helped us get back in control

5
StepChange helped us get back in control of our finances. I'm not one for writing off debts as I believe people should pay back what they owe. StepChange helped us do this and supported us whenever we needed them. Reviewed on: 28th May 2026

My experience was very good, staff are very polite.

5
My experience was very good, staff are very polite. Reviewed on: 28th May 2026

Changed my life, genuinely.

5
Changed my life, genuinely. I am 2 months away from being debt free, StepChange have been so helpful and easy to get advice and support from throughout my DMP. Reviewed on: 28th May 2026

Saved me from financial destruction, did not have cl...

5
Saved me from financial destruction, did not have clue where to go. They listened to my problems. Went through my finance made recommendations and put findings to Banks, Building Societies and other creditors. Negotiations made to stop interest and late payment charges. Agreed a much reduced monthly payment, allowing life to get back to normal. For their service they charge absolutely nothing, it’s Free. So professional as ways available to help and give advice on reviewing annual revisions. Don’t suffer with anxiety and stress. Let Step Change help you as they, helped me. Reduce your period of payment and rebuild your credit life. It really works stops the creditors knocking on your door. Reviewed on: 28th May 2026

there is a solution

5
worry abd worry over debts or call step change for a solution they are so helpful and sleepless nights over..you will feel so much better Reviewed on: 28th May 2026

Helped me through a very difficult and trying time.

5
Helped me through a very difficult and trying time. Without StepChages help goodness knows how I would have coped. Reviewed on: 27th May 2026

Stepchange helped me out of a very difficult place a...

5
Stepchange helped me out of a very difficult place and supported me to get my finances back under control. Reviewed on: 27th May 2026

I was heavily in debt and was told about StepChange.

5
I was heavily in debt and was told about StepChange. I contacted them and was given clear and straightforward advice by their excellent customer service staff. I am now well on my way to becoming debt free. I would recommend StepChange without hesitation. Reviewed on: 27th May 2026

Professional, kind, non-judgmental and supportive.

5
Professional, kind, non-judgmental and supportive. Everyone you speak to and every aspect of the service is supportive and constructive. Exactly what is needed when in a stressful situation like trying to solve your financial problems. Reviewed on: 27th May 2026

I had sleepless nights worrying about our debts.

5
I had sleepless nights worrying about our debts. I spoke to step change and after discussing our options and weight lifted. The betters letters stopped and a DMP was set up. All interest charges stopped and we started paying a monthly affordable payment lan. This is reviewed annually and adjusted accordingly Reviewed on: 27th May 2026

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