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StepChange: Debt advice reviews

4.92
Based on 18,644 reviews, last reviewed 23rd Jun 2026
188400% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always been treated nicely when I call , as t... I have always been treated nicely when I call , as this is a stressful time for me, it had helped me carry on with work without worrying as much altho... Read more Reviewed on: 23rd June 2026
Veronica c's avatar
Veronica c

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18644)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

It’s been absolutely amazing.

5
It’s been absolutely amazing. I honestly can’t thank you enough for everything you’ve done. Reviewed on: 23rd May 2025

Don’t know what I would have done if it wasn’t for s...

5
Don’t know what I would have done if it wasn’t for stepchange helping me. Courteous understanding caring and spoke to you as though they really care Reviewed on: 23rd May 2025

Unjudging

5
They are easy to talk with and are very understanding. They don't judge and just want to help. Reviewed on: 23rd May 2025

If I could leave a 10 star rating I would.

5
If I could leave a 10 star rating I would. I was almost at breaking point financially. I couldn't see a way out....I was then told about Stepchange. I made 1 phone call and everything changed. They eased all my fears and concerns. Told me what to do, since then no more calls from creditors, no debt collection visits and no CCJ. One affordable payment, that was nearly 7yrs, ago. I am so close now to not owing a penny to anyone in this world. Reviewed on: 23rd May 2025

Very helpful, informative and non judgmental

5
Very helpful, informative and non judgmental Reviewed on: 23rd May 2025

I came to stepchange not knowing how I would get m...

5
I came to stepchange not knowing how I would get my finance under control.Then I found step change they helped me sort out my problems and now I feel in control thank you stepchange . Reviewed on: 23rd May 2025

StepChange was a life line.

5
StepChange was a life line. I'd become depressed with my debt which I never seemed to get smaller. Most of my payments were being taken up on interest. Due to this interest, I was running out of money by the end of each month and then had to 'borrow' again from credit cards just to survive. StepChange sorted everything for me and they have been friendly and caring when I've needed to contact them. I can honestly say that I don't know where I'd be today without StepChange and if you're in need of debt help like me, don't hesitate to contact them. Reviewed on: 23rd May 2025

Stepchange literally changed my life!

5
Stepchange literally changed my life! I used to wake up with a feeling of dread everyday. But after taking the step to contacting Stepchange I felt a huge weight had been lifted off my shoulders and I could finally breathe again knowing that I was making one payment a month instead of multiple. And the interest stopped instead of just paying off minimum payments every month and not getting anywhere. I would recommend Stepchange to everyone. Just take that first step to freedom from stress. Reviewed on: 23rd May 2025

When at my lowest and thinking of nothing more than...

5
When at my lowest and thinking of nothing more than debt they helped me Reviewed on: 23rd May 2025

Excellent service very understanding,

5
Excellent service very understanding, made you feel comfortable talking about your debt and very helpful. Took away a lot of stress and worry and they contacted your debtors for you and sorted it out with them on your behalf Reviewed on: 23rd May 2025

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