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StepChange: Debt advice reviews

4.92
Based on 18,647 reviews, last reviewed 26th Jun 2026
188550% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026
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A A

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Grateful! Thank you StepChange

5
I will be forever grateful that I found StepChange. I was completely overwhelmed with debt and the process to get the debt management plan was so easy and was a huge weight off my shoulders. Would recommend to anyone Reviewed on: 23rd May 2025

WHEN NOTHING IS WORKING IN THIS WORLA STEPCHANGE GAV...

5
WHEN NOTHING IS WORKING IN THIS WORLA STEPCHANGE GAVE ME AN HELPING HAND TO HOLD ON.GOD SEND Reviewed on: 23rd May 2025

Was very easy to fill the forms in and was explained...

5
Was very easy to fill the forms in and was explained fully, took away the feeling of dread Reviewed on: 23rd May 2025

Certainly extremely helpful.

5
Certainly extremely helpful. Went from overwhelmed to being on top of things. Puts your life back together. Reviewed on: 23rd May 2025

Life saver

5
When I was at my most stressed and depressed trying to deal with some very aggressive and very threatening debt collectors they took all the stress out of it by taking over and dealing with ever one of them , quite genuinely life savers Reviewed on: 23rd May 2025

Very helpful with my situation and easy to talk abou...

5
Very helpful with my situation and easy to talk about the process of getting things moving forward with my dept Reviewed on: 23rd May 2025

They are the people to go to when you’re losing cont...

5
They are the people to go to when you’re losing control of your finances. The process was easy and they dealt with everything. I made my payment each month for four years and watched the balances go down bit by bit until they were clear. Along the way I learned to live within my means and have now started to save the money I used to pay them every month. Reviewed on: 23rd May 2025

Life Savers

5
I had never been in debt until I finished work and my income was my pension. I became overwhelmed with my situation and absolutely did not know where to turn. My mental health was badly impacted by the situation. Stepchange was suggested to me. I contacted them and recieved non judgemental support with several options explained to me. There was a period of " breathing space" which did enable me to breathe for the first time in months. A programme was agreed and the StepChange contacted the companies involved and obtained a payment plan. It took me 3 years to clear my debts and StepChange supported me throughout. I dont say this lightly StepChange saved my life Reviewed on: 23rd May 2025

Very polite and non- judgemental

5
Very polite and non- judgemental Reviewed on: 23rd May 2025

invaluable Help

5
Having professional and accurate advice was an incredible help in my life when I needed most. I will always be grateful to StepChange for their help. Reviewed on: 23rd May 2025

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