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StepChange: Debt advice reviews

4.95
Based on 16,298 reviews, last reviewed 7th May 2026
76150% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to talk things through So easy to talk things through and get a full explanation of what happens next Reviewed on: 7th May 2026
oliver f's avatar
oliver f

Latest lowest rating:

1

Always found you very helpful. Always found you very helpful. Always willing to give me the best advice and never had to deal directly with my creditors Reviewed on: 7th May 2026
David I's avatar
David I

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16298)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

I have been with stepchange for 4 years they are ver...

5
I have been with stepchange for 4 years they are very helpful and took a lot off stress from me i cant thank them enough Reviewed on: 6th May 2026

Turn worry into relief!

5
I was really worried so i turned to Stepchange for advice. They helped me to plan a budget to pay only what i could afford. At first - probably through pride- i was a little over confident in what i could offer but this was re-assessed when i called them for help again. They helped me to sort out a much more realistic budget so i could offer to pay only what i genuinely could afford. Reviewed on: 6th May 2026

Life Changing Servicev

5
I was in serious debt and couldn't see a way out or a way forward but step change has been fantastic in giving me back my life Reviewed on: 6th May 2026

Super helpful and relatively straightforward

5
Super helpful and relatively straightforward Reviewed on: 6th May 2026

I finally admitted i needed help!!!

5
I was in denial about my debt but after getting the courage to say it outloud to someone who didn't know me, I instantly realised I had made the first step into sorting it out!! I have over the last few years spoken to a few different people and I have never once thought that I was being judged or made to feel bad. I am nearly debt free and it is well done to me but a massive thank you to everyone that has helped along the way. Without Stepchange I dont think I would be where I am now!!! Reviewed on: 6th May 2026

Non judgmental and extremely helpful.

5
Non judgmental and extremely helpful. They really do help and take away all that stress Reviewed on: 6th May 2026

I wish I had been in touch with Stepchange much earl...

5
I wish I had been in touch with Stepchange much earlier, they helped sort my problems with debts. They reassured me things can get sorted when I thought I was going to lose everything. Everything is explained in simple terms & take away my sleepless nights. Reviewed on: 6th May 2026

Stepchange

5
Been with them for a while and they really helped me out especially in the beginning. If you are going through financial difficulties trust me give them a call Reviewed on: 6th May 2026

Fairly quick process.

4
Fairly quick process. Stepchange has put my mind at rest. Really happy so far Reviewed on: 6th May 2026

The Best Phone Call We Ever Made!

5
After a huge change in circumstances we found ourselves building up debt due to being unable to work. We were worried and didn’t know where to turn. A call to StepChange changed all that - they listened, offered good solid advice and then relived us of the stresses and strains of affording our debt. Probably the best phone call we have ever made - staff are always friendly and comforting and never judgemental. Amazing! Reviewed on: 6th May 2026