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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18640 reviews)

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4.92

Based on 18,640 reviews, last reviewed 21st Jun 2026

376800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18640)

Their help was invaluable at a very difficult time.

Their help was invaluable at a very difficult time. Always a friendly, non judgmental person at the end of a phone Reviewed on: 23rd May 2025

StepChange Made A Real Difference!!

Really helpful, no judgement. Processes were all really simple to understand. Online platform was simple to use and get a quick overview of where you are. I would recommend StepChange to anyone who wants to get a better understanding of their money worries and get the help they need. Finally debt-free thanks to them. Reviewed on: 23rd May 2025

StepChange gave me structure, safety, and a way forw...

StepChange gave me structure, safety, and a way forward. From chaos to control, they helped me rebuild — one month at a time. Life-changing support. Reviewed on: 23rd May 2025

Got me out of an absolute financial mess

I was in an absolute financial mess with credit cards before I finally approached stepchange, who helped me by approaching my lenders, getting the interest frozen and working out at repayment plan that I could actually afford. Free service, amazing really. Reviewed on: 23rd May 2025

Peace of mind

I was totally overwhelmed and losing sleep over my debts but the fantastic staff and easy to use website, helped to ensure that I have a plan I can comfortably work with. The yearly reviews help you to take stock of your finances - keeping you in control. When you speak to the lovely people at Step change, they never judge you and are always empathetic. Reviewed on: 23rd May 2025

How Stepchange turned my life around

I was so worried and ashamed .Someone recommended Stepchange to me .They didn't judge they just listened and got me on the right path . Reviewed on: 23rd May 2025

I think what Step Change do is amazing is is needed...

I think what Step Change do is amazing is is needed more than ever in present times. Whenever I have dealt with Step Change over the phone they have been non judgmental, supportive and efficient. Reviewed on: 23rd May 2025

Highly recommended

Takes the stress out of managing debt. Reviewed on: 23rd May 2025

Brilliant!

Brilliant! Helped me get things under control and for the first time in years I can see debt free light at the end of the tunnel. Customer service has always been really helpful, I've never felt judged by anyone and the fact I can do everything online really helps. Reviewed on: 23rd May 2025

Fantastic service

Fantastic service. Staff are helpful and understanding. Being a homeowner I didn't realise I had options that meant I was able to keep my house. A few years on and my circumstances have changed and am almost debt free. Reviewed on: 23rd May 2025

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