Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Helped get control of an awful situation

5
We have been with Stepchange for a number of years and cannot say enough in praise for their help, guidance and support in what was a devastating time for my family. They took the stress off my shoulders and took control of my spiralling situation. Reviewed on: 1st May 2024

Took pressure off

5
Step for change sorted everything for me setting up a debt management plan, I know it’s gonna be a long journey but feel less stressed knowing I’m doing something about it Reviewed on: 1st May 2024

Debts sorted

5
StepChange helped me when I was struggling under a mountain of debt. They took care of managing all my debts, and communicated with all my creditors. I just made my monthly payment, and now my debts are all paid off. I would highly recommend StepChange to anyone struggling with their debts. Now I can look forward to saving up to buy a house. Reviewed on: 1st May 2024

Great company.

5
Great company. Staff are extremely helpful, great comfort to debt help. Very pleasant people Reviewed on: 1st May 2024

Best decision we made to approach StepChange

5
Would highly recommend StepChange. Gave us honest, good advice, set up was easy and of you continue to make your payment regularly each month then there are no problems. We have been on a Debt Management Plan for almost 6 years and finally can look forward to a better, debt free future. Wish we had contacted them long before we finally did. Thank you Reviewed on: 1st May 2024

piece of mind

5
they give us a piece of mind. We would have been lost without them Reviewed on: 1st May 2024

my debt and balance

4
my mind was put at rest but dont know what will happen in the future Reviewed on: 1st May 2024

Maximum stars and above!

5
Three years ago this team gave me back the control of my life because of the debts.Just only the best words about them, absolutely profesional and free,no charge for their work.I want to say a huge thank you because you exists. Reviewed on: 1st May 2024

Friendly, helpful, considerate and understanding staff

5
Friendly, helpful, considerate and understanding staff Reviewed on: 1st May 2024

Step change took all worries away.

5
Step change took all worries away. Felt with our creditors Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products