Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14720)

Well e found ourselves in difficult position.

5
Well e found ourselves in difficult position.Due to ill health our income had change lots.We had to live on credit cards, was crazy thing to do.We couldn't pay thr Big monthly payments.So turned to Step change to help us.Found them so helpful they spoke to our creditors offered them a monthly amount we could afford.one company has still continued to call but I just explain we paying what we can.Definetley reccomed anyone finding life hard speak to Stepchange Reviewed on: 1st May 2024

Great service genuinely looked after my interests

5
Great service genuinely looked after my interests Reviewed on: 1st May 2024

Stepchange have helped me immensely over the last co...

5
Stepchange have helped me immensely over the last couple of months. They've enabled me to get my life back on track after taking our loans help family. They've been clear about how they can, what's best for me and all the steps I need to take. Thanks Reviewed on: 1st May 2024

Great service

5
Great service & staff put you at ease explain the whole process & answers any questions if you are worried. Can't recommend enough Reviewed on: 1st May 2024

I was in a bit of a state 3 gils getting married in...

5
I was in a bit of a state 3 gils getting married in 4 years and then a separation to make things worse I lost my Jon and just had no were to turn thank goodness I picked up the courage to call step change for help I didn't expect the help and support I got it was outstanding they took care of every thing And I could relax it put my life back on track and I will always be thankful for that it's the better person who ask for help you can't keep ignoring the problem and think it will go out ring them you will feel far better for it x Reviewed on: 1st May 2024

We wouldn't have managed to get clear of debt withou...

5
We wouldn't have managed to get clear of debt without the help of stepchange.We were due creditors a lot of money and it took a long time but we finally managed with the help from stepchange to pay everything off Reviewed on: 1st May 2024

Best decision i have made in years

5
StepChange have changed my life. I was in a financial pickle a year ago and was starting to panic, but was recommended to SC by family. With their support vs my options, i set up my plan and i am now making real headway towards becoming debt free. Reviewed on: 1st May 2024

Excellent service , they listen and very caring

5
Excellent service , they listen and very caring Reviewed on: 1st May 2024

Stepchange

5
Helped us when we my wife had an accident without them we would have lost everything Reviewed on: 1st May 2024

I found myself in debt and contacted you and without...

5
I found myself in debt and contacted you and without any fuss you took away all my stress and worked out an affordable budget for me Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products