Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

When I sought debt management advice, I was offered...

5
When I sought debt management advice, I was offered an array of options and helped to choose the best one based on my personal circumstances. Making changes is easy as I can manage my account online. Very professional and helpful cohort of staff. Reviewed on: 1st May 2024

Step Change are life savers

5
Stepchange have been my lifeline in managing the debt I have been left with through a romance scam. I don't know how i would have survived without their help Reviewed on: 1st May 2024

Very helpful from start to where i am now.

5
Very helpful from start to where i am now. Couldnt complain about there help Reviewed on: 1st May 2024

Debt Can Be Managed Stress Free by 'Changing Step'

5
The advisers are excellent, patient and knowledgeable, aware they deal with people highly stressed by the pressure of being in debt and unable to cope with all aspects of managing it. The company obviously has people's interests at heart and does a good job at finding solutions suitable to each and every person. Reviewed on: 1st May 2024

fantastic service help me sort out my debts and take...

5
fantastic service help me sort out my debts and take the pressure off me and reduced my repayments Reviewed on: 1st May 2024

They took the worry away.

5
They took the worry away.was worrying about repayment.Stepchange sorted it for me. Reviewed on: 1st May 2024

I find Stepchange very helpful and supportive with m...

5
I find Stepchange very helpful and supportive with my case. Reviewed on: 1st May 2024

The second time will hopefully be the last!

5
This “unfortunately” is the 2nd time I’ve used Stepchange over the years. I find them to be utterly professional and their on line tooling extremely easy to complete/use. The feeling you get knowing that your debt is being repaid back but in a manageable way is awesome, literally a weight off your shoulders. I’m looking forward to being debt free is a short few years and not a complaint in sight from anyone during the first 18 months of my plan. Would highly recommend. Reviewed on: 1st May 2024

Felt like I was drowning in debt, worrying all the t...

5
Felt like I was drowning in debt, worrying all the time as my circumstances had changed. I am now in control with help from Stepchange. Thank you !!! Reviewed on: 1st May 2024

An incredible organisation.

5
An incredible organisation. I'm not sure how we would have managed to turn our finances around without their support, expertise and compassion. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products