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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Ians Debt Management

4
Been with Stepchange for a number of years with no issues at all. Reviewed on: 1st May 2024

Always very helpful.

5
Always very helpful. Offered a solution which has meant no more stress about debts. My creditors have stopped any inte6or charges which has helped a lot. Step Change very easy to deal with Reviewed on: 1st May 2024

StepChange saved m

5
I had large debts exacerbated by my severe mental health problems. StepChange helped me get my debts in order. They dealt with my debtors and this helped me enormously. I now no longer feel fearful. I can always review my progress and being able to see the debt shrinking is such a boost. Reviewed on: 1st May 2024

Brilliant

5
They put me totally at ease and helped me manage my debt. I was so embarrassed Reviewed on: 1st May 2024

Easy to found and practical use of the service

5
Well o was lost on my debits and the easy way of your website make all my worries to have a roof and allow me to start learn about the manage of the monies Reviewed on: 1st May 2024

Helpful agents

5
Very helpful agents and take to listen to your issues Reviewed on: 1st May 2024

I’m really grateful for this service help a lot with...

5
I’m really grateful for this service help a lot with in situation of deck great costumes service and great people like to help in our financial situation Reviewed on: 1st May 2024

I live a financially balanced life thanks to StepCha.

5
I live a financially balanced life thanks to StepChange. The advisors are fantastic and unbiased and reassuring at all times. I honestly don’t know how I’d have coped without them helping with a simple assessment and easy to access online hub Reviewed on: 1st May 2024

Not always had my issues resolved

3
Not always had my issues resolved Reviewed on: 1st May 2024

A weight off my shoulders

5
By the time the customer contacts Stepchange they are experiencing such stress, and in such a dark place about finances that it is overwhelmingly depressing, and feels as though the situation can never be improved Reviewed on: 1st May 2024

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