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StepChange: Debt advice reviews

4.95
Based on 16,172 reviews, last reviewed 7th May 2026
70050% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I was absolutely desperate when I went to StepChange... I was absolutely desperate when I went to StepChange for help. Following my husband's death, I could no longer manages debts that we had in my name on... Read more Reviewed on: 7th May 2026
Carole 's avatar
Carole

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16172)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Above & beyond customer service throughout .

5
Due to long term illness I had to stop working to receive treatment so I needed help to manage my debt..I live in Leicester but my illness is very rare & I get treated in Chelsea hospital London so I had to prioritise being able to afford to get to my appointments & surgery’s. The advise & help I received was Excellent, I was very surprised how much help & guidance was given in a clear & genuine way.. Being in hospital so much having this experience has really helped ease my mind that I am able to manage everything & not worry & be so anxious about it anymore. It has been a great help both financially & to my well being Reviewed on: 1st May 2024

I cannot begin to explain how relieved I feel.

5
I cannot begin to explain how relieved I feel. Thank you isn't enough Reviewed on: 1st May 2024

StepChange helped to change my life

5
StepChange helped to change my life for the better and I will be forever grateful. Being in debt is like sinking slowly into a depth of worry and anxiety, it takes a hold of you and controls every aspect of everyday life. StepChange from start to finish supported me into becoming self aware and financially free of debt. Once you take the first steps you'll be able to take back control and suddenly there is light again, I can not recommend this service enough. Thank you StepChange. Reviewed on: 1st May 2024

Professional help when I needed it the most

5
I was drowning in debt and didn’t know what to do, StepChange helped me consolidate my loans into affordable monthly repayments. I can’t thank them enough. Reviewed on: 1st May 2024

Great professional people to speak with.

5
Great professional people to speak with. support excellent, knowledgeable and truly empathetic. You need to know these guys will be with you 100%. they are, do understanding too x Reviewed on: 1st May 2024

if you need help with debt these are the people to r...

5
if you need help with debt these are the people to reach out to Reviewed on: 1st May 2024

Sometimes life creates situations to be de...

5
Sometimes life creates situations that need to be dealt with but of course not everyone is able to manage dealing with them wisely & effectively! Stepchange helped me get my life back on track without judging me & with genuine care & compassion. I am so grateful for this organisation & those who work in it! May it continue for ever & a day! Reviewed on: 1st May 2024

Very helpful advisor and reassuring and thorough

5
Very helpful advisor and reassuring and thorough Reviewed on: 1st May 2024

The company give you best advice and listen to you a...

5
The company give you best advice and listen to you and have empathy.I was rock bottom and embarrassed about my situation but I did not feel judged. In fact after my initial conversation I felt like I had had a therapy meeting as I was desperate. I got my self worth back Reviewed on: 1st May 2024

Excellent, friendly and helpful service.

5
Excellent, friendly and helpful service. Has made such a difference to my financial situation and eased my worries and concerns. I feel like I can see light at the end of the tunnel. I highly recommend Stepchange and encourage anyone concerned about money and debt to get in touch with them. Reviewed on: 1st May 2024

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