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StepChange: Debt advice reviews

4.92
Based on 18,634 reviews, last reviewed 17th Jun 2026
188050% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I suffer from adhd autism and dyslexia and mental p... I suffer from adhd autism and dydlexia and mental physical health and They have helped me from the start and lifted worry off my head they do everythi... Read more Reviewed on: 17th June 2026
Denise Bryson's avatar
Denise Bryson

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18634)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Very polite,so helpful,couldn’t ask for more.

5
Very polite,so helpful,couldn’t ask for more..thank you Reviewed on: 23rd May 2025

First class service

5
The advisor I spoke too was excellent fully explained everything in a caring way in a very difficult situation Reviewed on: 23rd May 2025

Very professional.

5
Very professional. Knew all the answers to my questions. Reviewed on: 23rd May 2025

Awful - Just made everything so much worst.

1
Just made everything so much worst. I things that were meant to be added to my plan weren't. I was given mis information told different things by different people. And i get more letters now from my lenders than i ever got before. Im 100 tomes more stressed with no end in sight. And i still can't afford my debt. Wish i had never bothered Reviewed on: 23rd May 2025

Stepchange has changed my financial life.

5
Stepchange has changed my financial life. Without their help and support, I couldn't afford to make the payments and to budget my financials. Thanks for the wonderful support. Reviewed on: 23rd May 2025

They can sometimes take a few days to reply to messa...

5
They can sometimes take a few days to reply to messages, but given the service is free, this is a very small inconvenience Reviewed on: 23rd May 2025

Greatful

5
I was really overwhelmed and stressed, unsure how to get help or where to start and stepchange really helped me. Reviewed on: 23rd May 2025

The help I received meant I could sleep again.

5
The help I received meant I could sleep again. Reviewed on: 23rd May 2025

Amazing staff

5
I found when speaking with step change were very kind and non judgemental and very helpful and patient Reviewed on: 23rd May 2025

Very helpful.

5
Very helpful. Brilliant peace of mind Reviewed on: 23rd May 2025

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