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StepChange: Debt advice reviews

4.95
Based on 15,672 reviews, last reviewed 6th May 2026
30933% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A cross to a vampire This is a brilliant service I have always likened this service as A cross to a vampire. I was having terrible calls before from my creditors Even ... Read more Reviewed on: 6th May 2026
Janet R's avatar
Janet R

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15672)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Excellent service

5
Easy access, helpful and non judgemental staff, excellent communication and regular monthly statements. Reviewed on: 1st May 2024

Helped me a lot get out of a lot of debt.

4
Helped me a lot get out of a lot of debt. Life is less stressful now. Reviewed on: 1st May 2024

Excellent Customer Service

5
Step change knows and understand how I feel and plan for my financial independence. Reviewed on: 1st May 2024

Very professional people easy to understand

5
Very professional people easy to understand Reviewed on: 1st May 2024

My experience with StepChange, Debt Management is ex...

5
My experience with StepChange, Debt Management is excellent because I was in a life of worries about managing my debt and I was not working to service my debt because of sickness. I did not know what to do and what would happen to me. Then I lacked to be introduced to StepChange by the Citizen advice bureau. Since knowing them, I feel relaxed, happy, no worries any more because through their help I have been able to pay my debt according to what I can afford and my debts are coming down and down. They have helped me to discipline my money, I can budget and spend wisely. They have a good team of staff who are always there to provide support and advice when I am preparing my statement. I feel comfortable ringing them and asking them anything I didn't know. Every month, they send me information when the next debit is taken from my account. If someone knocked on my door I would be free to open it than before, when I was scared with the bailiff. Thank you so much StepChange. Reviewed on: 1st May 2024

Helped me lot managing my debt when life turned real...

4
Helped me lot managing my debt when life turned real though on me. thank you the step change team Reviewed on: 1st May 2024

You have always looked after me and stopped me worry...

5
You have always looked after me and stopped me worrying over the years Reviewed on: 1st May 2024

Heavily in Debt

5
Was very heavily in debt and struggling financially and emotionally. Stepchange listened with no judgement. And dealt with all my debtors. Am still in debt and will be for some time but Stepchange have made a massive difference to my life and am able to pay back all my debt in an affordable way. Reviewed on: 1st May 2024

WILLING TOO LISTEN

5
brilliant staff seem to understand what is needed.Never talk down to you,they just help. Reviewed on: 1st May 2024

Debt guide

5
The company was very helpful to when I did not know how to sort my debt out. They came to my help and it could not be better. Reviewed on: 1st May 2024