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StepChange: Debt advice reviews

4.95
Based on 16,055 reviews, last reviewed 7th May 2026
64500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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0%

Latest highest rating:

5

Supportive, Professional, and Life-Changing Help I had a really positive experience with StepChange. From the first conversation, they were understanding, professional, and completely non-judgemental... Read more Reviewed on: 7th May 2026
Karen P's avatar
Karen P

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16055)

Review of the StepChange, Debt advice:

Thank you Stepchange

5
I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

Total satisfaction

5
Easy to set up, no judgements of me. Reviewed on: 1st May 2024

I was in debt in around £20000 got told about step c...

5
I was in debt in around £20000 got told about step change I put it off for months I was embarrassed but I was I had done it straight away great advise from start till this point now excellent service and help Reviewed on: 1st May 2024

They saved me from going under and have created a pa...

5
They saved me from going under and have created a path where I WILL get out of debt Reviewed on: 1st May 2024

Excellent service

5
Excellent service very professional were a great help Reviewed on: 1st May 2024

It’s been 3 years now .

5
It’s been 3 years now . The initial advice was really helpful in getting a handle of the situation . It seems lenders were sympathetic at first but now are ruthless in trying to get their money back . Don’t give in to their demands . If you can no longer afford the repayments use Stepchange to take action against them Reviewed on: 1st May 2024

So Reassuring & Kind

5
As an organisation they have been so amazing. Everyone I have spoken too really takes the time to understand and help. Debt is such a terrible place to be and you can feel quite alone. They helped. Me take back control and as a result I was able to see a way ahead and now have a date where I can eventually be debt free Reviewed on: 1st May 2024

Didnt know where to turn!

5
We got into serious debt and didn’t know where to turn! Step change helped sort everything out and got it into one manageable payment a month. I really don’t know what we would have done without them. Their customer service is brilliant whenever I have had to speak to someone they are very helpful and friendly. Reviewed on: 1st May 2024

Great Support System

5
Stepchange helped me sort my Debts out by Management Plan and taken a huge burden off my shoulders. This resulted in my improved mental health for past many years and allowed me to focus on my job, earnings and personal life. I thank enough to Stepchange for being an immense support. Reviewed on: 1st May 2024

Everyone I’ve spoken to has been understanding, kind...

5
Everyone I’ve spoken to has been understanding, kind and helpful. Reviewed on: 1st May 2024

Step change have helped me get out of a terrible sit...

5
Step change have helped me get out of a terrible situation and over time my debts have decreased. Reviewed on: 1st May 2024

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