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StepChange: Debt advice reviews

4.95
Based on 16,828 reviews, last reviewed 20th May 2026
101600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Someone who understands what you are going through a... Someone who understands what you are going through and understands what you need.Good listener,makes you feel good Reviewed on: 20th May 2026
Derek 's avatar
Derek

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16828)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

They saved my life 18 years ago when I was in dire s...

5
They saved my life 18 years ago when I was in dire straits with bailiffs harassing me. Since then stepchsnge has continued to hand hold me through the process, and enabled me to pay back my debts without living in poverty. They are absolutely AMAZING!!!!!! Reviewed on: 2nd May 2024

The company to turn too for all your financial worries

5
When I did know what to do or where to turn when my finances took a turn for the worse, I found Stepchange and they not only reassured me they could help, they helped turn my worries around and give me my life back and the team are so supportive and friendly and you can really talk to them without the fear of judgement. Reviewed on: 2nd May 2024

Great support received at a very difficult time.

5
Great support received at a very difficult time. Took the anxiety and worry away immediately after talking through the issues that I was experiencing. Reviewed on: 2nd May 2024

Excellent customer service could not have been more...

5
Excellent customer service could not have been more helpful. Reviewed on: 2nd May 2024

A shoulder to cry on and massive emotional support.

5
A shoulder to cry on and massive emotional support. The process was amazingly easy and the relief from pressure almost immediate. A life saver, quite literally. Reviewed on: 2nd May 2024

They are very kind and really helpful.

5
They are very kind and really helpful.I use them to manage my debts and they have done a great job. Reviewed on: 2nd May 2024

Light at the end of the tunnel

5
I was in the pits of depression over the debts I had accumulated and thank God for the help I received from Step Change. Clearing off the debts lifted a tremendous weight from my mind and left me feeling proud that I had actually achieved something at the age of 73 years of age. I would advise anyone with money worries to contact them and seek help asap Reviewed on: 2nd May 2024

Dear Step Change thank you for saving my problems.

5
Dear Step Change thank you for saving my problems. You are absolutely fantastic ! Thank you so much. In terms of my experience of services received, five stars. High quality services and high level of professionalism was delivered by your staff. Many thanks ! Reviewed on: 2nd May 2024

PROFESSIONAL AND COURTEOUS SERVICESW

5
Truly very professional service. Reviewed on: 2nd May 2024

Redundancy and credit card debt.

5
Du to redundancy ended up with credit card debt of £30000, with help and support from stepchange team over the last 4 years my debt has halved.. Thank Stepchange for the support and guidance. Reviewed on: 2nd May 2024