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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Supportive, helpful and kind customer service agents...

5
Supportive, helpful and kind customer service agents who assess and deal with the issue/work that needed to be done. Reviewed on: 6th June 2025

Excellent magic always willing to help

5
Excellent always willing to help Reviewed on: 6th June 2025

Stepchange helped me get my life back,

5
Stepchange helped me get my life back, friendly and understanding staff, no judgement, I'm not far off being debt free, and I couldn't of done it without the help of stepchange. Reviewed on: 6th June 2025

Load of crap, can’t ever talk to anyone.

1
Laos of crap, can’t ever talk to anyone. Set it up and forget about it. Reviewed on: 6th June 2025

Great company.

5
Great company. Great Help in needs Reviewed on: 6th June 2025

, Very helpful phone call

5
Very helpful kind and considerate conversation, felt at ease Reviewed on: 6th June 2025

Excellent

5
They eased my worries. Now I can afford to pay my debts Reviewed on: 6th June 2025

They’ve helped me so much with my debt problems.

5
They’ve helped me so much with my debt problems. Always kind and supportive Reviewed on: 6th June 2025

Excellent service, very helpful and understanding al...

5
Excellent service, very helpful and understanding all the circumstances. Give complete peace of mind. . Staff very attentive, very patient, did not feel rushed. Reviewed on: 6th June 2025

Light in the Dark

5
Having been in debt and struggling with payments after stepping down from position in work, times were difficult. The people who work at Step change were so reassuring and the process was very straight forward. I am now making regular affordable payments thats had a positive effect on myself and my family. Reviewed on: 6th June 2025

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