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StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

I was completely overwhelmed not sleeping or eating...

5
I was completely overwhelmed not sleeping or eating didn’t want to leave the house. Stepchange arranged a 30 day pause and then contacted all of the agencies I owed money too. Set up a manageable amount per month to pay back Reviewed on: 23rd May 2025

A life saver

5
From depression to help removed threats and heavy pressure from debtors. They working on the edge of the law. But stepchange sorted all my worries. Reviewed on: 23rd May 2025

Debt relief

5
Excellent service I had managed to rack up 50k on my Credit Cards. I was managing the payments ok each month but not really reducing my credit card Reviewed on: 23rd May 2025

So helpful

5
Just everything they do so helpful and make you feel at ease,couldn’t recommend them enough Reviewed on: 23rd May 2025

Since 2010, my DMP is managed most professionally by...

5
Since 2010, my DMP is managed most professionally by Step change ( also the former service). Each of staff who answered my call was caring, kind, and knowledgeable to perform timely acts to continue my trouble less dependable repayments to my creditors for the last 15 years. Reviewed on: 23rd May 2025

Every time contact is made I receive useful advice.

5
Every time contact is made I receive useful advice. Reviewed on: 23rd May 2025

Overview of assistance provided.

5
Very helpful and understanding. Information gathering offered in a simple to read document. Can be reviewed and changed at any time. Operatives can be contacted in different ways, eg, email or by phone. Helpful advice given.. Reviewed on: 23rd May 2025

Staff are so understanding, do everything they can t...

5
Staff are so understanding, do everything they can to help . Great advice . Reviewed on: 23rd May 2025

Eased stress and help me achieve my goal

5
Helped me so much, took me from feeling overwhelmed and like I would never get anywhere to actually seeing things improve, such a relief. Reviewed on: 23rd May 2025

Debt management

5
I had debt from multiple places, I didn't have the funds to pay so I was recommended stepchange through citizens advice,they help me put all my debts in one place and they contacted the companies for me I just had to pay what I could afford,now I'm going to be debt free pretty soon Reviewed on: 23rd May 2025

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