Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16831 reviews)

View other StepChange products

4.92

Based on 16,831 reviews, last reviewed 20th May 2026

101750% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very helpful and nothing is to much trouble

Very helpful and nothing is to much trouble Reviewed on: 2nd May 2024

Paying one amount every month is helpful.

Paying one amount every month is helpful and they only contact you once a year (for a review) which is good for self-esteem. Reviewed on: 2nd May 2024

Life savers

Amazing people, saved my life and my sanity, help you find a way out when you think there isn’t one. My only regret, not going to them sooner. Reviewed on: 2nd May 2024

Understanding and professional people

Every time that I rang Stepchange the person/people that I spoke to were very professional, knowledgeable and understanding. The help that they provide takes a massive weight off your shoulders, and allows you to be able to cope with the debt that you have, without having to to renege on your primary debts. They were brilliant! Reviewed on: 2nd May 2024

I was desperate and needed help.

I was desperate and needed help. One of the banks suggested I contact SpetChange and I couldn't be happier with the help they gave me and continue to give me. It was an extremely stressful time for me and they sorted my issue quickly and effeciently. Reviewed on: 2nd May 2024

Very easy, professional service.

Very easy, professional service. They explain what’s going to happen throughout the process. Easy to contact if you have a query. Very good. Reviewed on: 2nd May 2024

Really helpful make you feel at ease

Really helpful make you feel at ease Reviewed on: 2nd May 2024

StepChange - SUPERB service/help

So helpful - understood debt management to a 't' - explained everything in detail - very thorough when going through my debt issues - made me feel valued & were not 'judgemental' in any way. My life/mental health is so much better now - THANK YOU. Reviewed on: 2nd May 2024

Efficient understanding and patient in dealing with...

Efficient understanding and patient in dealing with me at my most vulnerable Reviewed on: 2nd May 2024

From the very beginning when I did not know how to c...

From the very beginning when I did not know how to cope with debt to being nearly debt free has been such a blessing. Reviewed on: 2nd May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Darcey Quigley & Co 3.56 from 3 reviews
Advice service
from Debt Free Advice 4.25 from 5 reviews
Debt Collection
from Intrum 3.41 from 4 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub