Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Don't bury your head in sand

4
Took me a while that I needed help, but with a phone call, they helped me from day one explaining everything to me in simple terms Reviewed on: 23rd May 2025

excellent support only negative is call wait times

5
excellent support only negative is call wait times Reviewed on: 23rd May 2025

Stepchange gave me peace of mind and the ability to...

5
Stepchange gave me peace of mind and the ability to sleep better at night and relieved my anxiety in relation to my money worries. Stepchange are professional and empathetic and have helped other members of my family become debt free Reviewed on: 23rd May 2025

Thank You Step Change!

5
Thank You Step Change! You took away all my worry, did all the work and changed my life for the better. I know anyone reading this might think it's a fake review but they helped me no end!!!. Reviewed on: 23rd May 2025

Step change immediately took the pressure off from c...

5
Step change immediately took the pressure off from creditors They've always been really helpful when I've need to speak to someone. The yearly review is easy and straight forward. Made managing debts so much easier. Reviewed on: 23rd May 2025

Stepchange made my life better and less stressful.

5
Stepchage helped me when during lockdown I became overwhelmed with all the credit bills building up. My husband had no work and as a new business he received no help from the government.It became down to me to try and juggle a lot of outstanding debts. I contacted Stepchange after reading about them, they took over the management of all my debts and arranged payment plans with all the companies, all I need to do is pay a set monthly amount and they do the rest. The monthly amount is much lower than I was paying out before to all the different bills. Since doing stepchange , I have managed to pay off a huge chunk of the debt , and not built anymore up again. It really does change your life. Thank you stepchange. Reviewed on: 23rd May 2025

I was really depressed and thoughtthere was no...

5
I was really depressed and thought that there was no way out of my predicament. It was my own doing then I heard about Stepchange. I made a call and the lovely lady I spoke to helped me without judgement. I ha ve managed now to keep on track and have paid a large chunk off my debt. Stepchange has made a difference and my life better. Reviewed on: 23rd May 2025

Customer service was so helpful till date

5
Customer service was so helpful till date Reviewed on: 23rd May 2025

If you're worried don't

5
They really take the worry off your shoulders Reviewed on: 23rd May 2025

They’ve literally turned my life around.

5
They’ve literally turned my life around. I messed up and own it, but with them by my side, the weight has lifted and I will still pay back what I owe Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products