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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16369 reviews)

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4.95

Based on 16,369 reviews, last reviewed 8th May 2026

79550% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always helpful and understanding Always helpful and understanding Reviewed on: 8th May 2026

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16369)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Best thing I could of done!

I found myself in a really bad financial situation and not knowing where to turn next. After speaking with Stepchange they put my mind at ease, helping with my finances and realising what could actually afford for my debts. I can now sleep easy knowing that my debts are being paid paid monthly at an amount I can actually afford. I can't thank them enough for helping me turn my life around. Thank you Stepchange. Reviewed on: 6th May 2026

A kind voice at the end of a phone..

I did not know where to turn, that lovely woman on the phone , didnt judge she just helped me,it was tough at first no credit card but you get through it and i didnt have to pay intrest I will finish paying my debt this year iwill always be so gratefull that i made the call to stepchange Reviewed on: 6th May 2026

It was so easy for me to do

It was so easy for me to do I found completing the form was easy enough Stepchange is managing my own dept I can not thank them enough Reviewed on: 6th May 2026

I am so happy to get help without your help would be...

I am so happy to get help without your help would be difficult Reviewed on: 6th May 2026

Stepchange quite literally saved me.

Stepchange quite literally saved me. They took on all my correspondence with the debtors and worked out a plan to repair my debt over time.I can’t thank stepchange enough, they are amazing. Reviewed on: 6th May 2026

Best dept advice and solution!

Debt went on wrong direction, but thanks to StepChange team everything is back on track! Reviewed on: 6th May 2026

Step change were literally a life saver for me.

Step change were literally a life saver for me. Every sleepless night was ended by an advisor from Step change calmly and kindly talking me through the steps needed to be taken. I was able to manage my debt and stabilise my life from then on . Reviewed on: 6th May 2026

I am still on my debt program since ten years ago.

I am still on my debt program since ten years ago. I am very grateful for your help. Reviewed on: 6th May 2026

Stepchange helped me when I was at my lowest

Stepchange really helped me when I was at. Very low point in my life. Debts had mounted to an unmanageable level and I didn’t know what to do. StepChange talked me through their processes, talked to the companies I owed and got me onto a plan that allows me to live again. Great organisation! Reviewed on: 6th May 2026

Good quality service and helpful staff

I have had no problems with the service since it started an easy process and helpful staff from start to finish Reviewed on: 6th May 2026

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