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StepChange: Debt advice reviews

4.92
Based on 18,628 reviews, last reviewed 16th Jun 2026
187750% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Annecrossanx Claire from Stepchange is amazing she’s attentive and cares about her clients thankyou so much for all your help Reviewed on: 16th June 2026
Anne C's avatar
Anne C

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

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StepChange Debt advice reviews (18628)

I was so stressed before I dealt with my debts and h...

5
I was so stressed before I dealt with my debts and had no idea how to handle it. Stepchange helped me set up a DMP and ever since then I have been stress free and do not think about my debt. I’ve nearly paid it off and I’m so happy! Reviewed on: 23rd May 2025

I have been mostly very happy with the service I hav...

5
I have been mostly very happy with the service I have had. They certainly helped me get out of a great big hole I had dug for myself.! They have also been very discreet which has been invaluable as no one else has been aware of my problem. The only thing that I have been a bit concerned about is the fact that I have had notifications from a couple of companies that have informed me that I still owe them money. I have explained that Step Change had dealt with all of that and that my file has been closed by them but they are still sending me letters so I will be offering to pay them off a bit at a time. Reviewed on: 23rd May 2025

My Saviours

5
I was completely overwhelmed anxious and worried regarding my debts Stepchange were very patient and non judgmental I will never be able to thank them enough for guiding me through a horrid time Reviewed on: 23rd May 2025

Very helpful solving my dept and that my balance is...

5
Very helpful solving my dept and that my balance is slowly paid off. Reviewed on: 23rd May 2025

I needed to handle the debt.

4
I needed to handle the debt. The process has been seamless, both when I was long term unemployed with no hope of paying off the debt and now working and reducing the debt. The assessment was a fair and reasonable process. Reviewed on: 23rd May 2025

Stepchange are amazing

5
I have been with stepchange for 6 years and they helped me at my most vulnerable time, treated me with dignity and respect and helped me get back on track. I have recommended them to many people and will continue to do so. Whenever I have any queries they always assist me very quickly and give me the same 5* service they have for the last 6 years! Reviewed on: 23rd May 2025

Never thought that such help is possible

5
Never thought that such help is actually available but it is real ! Recommend to everyone who is struggling to keep up with daily life and can’t find a way out Reviewed on: 23rd May 2025

it was a wieght off my shoulders

5
it was a wieght off my shoulders and eased my mind to know that all the companies would still get paid and saved me having to worry about money matters. Reviewed on: 23rd May 2025

Quick & Clear guidance every step of the way!

5
Quick & Clear guidance every step of the way! Clear & precise advice from dedicated Agents who will put you at ease and deal with your issue in a professional manner. Reviewed on: 23rd May 2025

My debt plan

5
I was really in debt and feeling down and depressed but step change sorted it all out and took a big weight of my mind cant thank them enough. Reviewed on: 23rd May 2025

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