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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Fantastic

5
Great company they have helped me alot to sort things out. Very friendly service and great advice from them.. Reviewed on: 13th July 2023

Peace of Mind

5
Step Change have been a breath of fresh air in a challenging time. They've been so helpful on an ongoing basis, and have helped me to see the light at the end of the tunnel. I feel so much better now that they're assisting me. Reviewed on: 13th July 2023

Amazing service

5
Amazing service 100% helped me out with my dept before it really got out of hand found all the creditors were fine with my dept plan due to the back up from Step Change best doing it by the book and not putting it off before all the dept letter start arriving .up front but the hard part is admitting to yourself you have a problem but the right help is out there so please contact Step Change first.Be the best thing you will do to have sleepless nights .nothing to be ashamed off to .Thank you Step Change Reviewed on: 13th July 2023

Being able to breathe again

5
StepChange helped me to gather all my debts into one payment plan that I can afford comfortably whilst giving me the ability to still do the things I can about such as buying gifts and going to the gym. The most incredible part is that this is done completely free of charge so every penny is spent directly on paying off my debts. Reviewed on: 13th July 2023

Definitely recommend

5
They have been very helpful in getting me sorted Reviewed on: 13th July 2023

Great

5
Step change is fantastic literally saved my life from the 1st phone call like most people I hid my head in the sand until I was at my wits end phoned step change and they sorted all my debts out to 1 affordable monthly instalments and kept me informed every step of the way definitely recommend this company to other people Reviewed on: 13th July 2023

Life saver

5
I struggled on for so long and was drowning but step change are amazing ….. they helped me out so much with every little detail and made my debts more manageable. I just wish I had plucked up the courage to ask for help earlier Reviewed on: 13th July 2023

Highly Recommended

5
Very professional and understanding, no judging over your situation that you are in. They made me feel very comfortable talking about my situation. Reviewed on: 13th July 2023

Amazing

5
Step change have saved me from a very difficult and stressful situation. Their process is as painless as it can be, and they took time to understand my situation with knowledge and compassion Reviewed on: 13th July 2023

Very Good Customer Service

5
They are good and very helpful. They also try and find easier ways of paying on behalf of the customers. Reviewed on: 13th July 2023

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