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StepChange: Debt advice reviews

4.95
Based on 15,795 reviews, last reviewed 6th May 2026
34767% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Kind and helpful in these difficult times. Kind and helpful in these difficult times. Glad I took the leap Reviewed on: 6th May 2026
Tracey A's avatar
Tracey A

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15795)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Helped to manage my debts to an easily affordable pa...

5
Helped to manage my debts to an easily affordable payment. Don't have to worry each month about how to pay and the debtors are happy with my payments. Reviewed on: 1st May 2024

Wouldn’t be where I am today helped me so much...

5
Wouldn’t be where I am today helped me so much Reviewed on: 1st May 2024

Made a very daunting task feel so easy and was the b...

5
Made a very daunting task feel so easy and was the best thing I have ever done. Was so easy to do and love how you can keep an eye on how your debt management is doing. Reviewed on: 1st May 2024

Don’t be afraid to ask for help!

5
I’d got into a cycle of using my credit cards for the few days between paying my monthly amount and interest being added, coupled with a store card my monthly expenditure was out of control and my self esteem plummeted. I heard about StepChange through a friend and with their help and support I took a good hard look at my finances and set up a plan. I also have to say that my creditors were fabulous. I’d never missed a payment with any of them but they all supported me. Absolutely not as terrifying as I’d imagined. I’m adjusting to managing my money and curbing my spending but I’m so proud of myself for taking this step and for StepChange being so kind and helpful. Reviewed on: 1st May 2024

They were always helpful, never judged.

5
They were always helpful, never judged.They worked very hard for us and when things got untidy they sorted it out. It's taken six years but now only three months from being debt free. Thank you Step Change. Reviewed on: 1st May 2024

Jimmy Anthony

5
Was in a bad place with unmanageable debt now I feel it's under control and will be debt free in just over a year Reviewed on: 1st May 2024

Easy to talk too and caring attitude

5
Easy to talk too and caring attitude Reviewed on: 1st May 2024

Helpful, great advice, at the end of the phone when...

5
Helpful, great advice, at the end of the phone when needed to ask questions Reviewed on: 1st May 2024

Got my debt down really quick will be out of debt by...

5
Got my debt down really quick will be out of debt by September 2024 in stead of 2026 Reviewed on: 1st May 2024

Great service

5
I have been using step change now for over a year and it takes the stress off me the fact they sort and send the payment to all the creditors. Reviewed on: 1st May 2024