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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 28th Aug 2026

93% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

No Judgement.

Absolutely no judgement, really easy to talk to, and I hate talking about money with anyone. Change of circumstances due to The Pandemic all set up with ease. You do need to provide names and account numbers of each debt. They work out from your budget what is the maximum you can afford and share it amongst everyone you owe money to. I started in June 2020 and won’t finish paying everyone off until August 2027. Such a relief I would have struggled to do it by myself. They are AMAZING. Thank you. Reviewed on: 23rd May 2025

Understanding

They are very accommodating.. They understand my financial situation. Reviewed on: 23rd May 2025

Peace of Mind

I got some relief years ago when I engaged Stepchange as I am on benefits. However I don't have any idea when I will be debt free or how long my really expensive payment to Stepchange will go on. Reviewed on: 23rd May 2025

Amazing from start to finish.

Amazing from start to finish. I was always prioritised and never made to feel like getting into debt was my fault. Very supportive Reviewed on: 23rd May 2025

Very easy to talk to and the procedure is explained...

Very easy to talk to and the procedure is explained well.The agents are understanding and provide good advice and make a big problem and stress much easier to deal with. Reviewed on: 23rd May 2025

In a dark hole.

In a dark hole...lots of debt..could not see a way out? Rang stepchange and they gave me hope and eventually put me on DMP instead of maybe losing my house I now pay an affordable payment and no more horrible phone calls. Brilliant! Reviewed on: 23rd May 2025

Reaching out to StepChange was one of my best decisi...

Reaching out to StepChange was one of my best decisions, the anxiety and pressure was released and a way forward achievable. Don't worry or be proud, they are excellent at finding solutions to what can seem like severe problems. I can not recommend the service and support enough. Reviewed on: 23rd May 2025

My Anxiety was through the roof ...

I panicked so much about the debt build up I had but stepchange made it simple for me and helped even when I struggled further they were so understanding and helpful and very friendly. My anxiety and depression were through the roof not knowing what I’d do because I couldn’t afford to keep going in 5 years I’ve paid off my debt and not been worried Reviewed on: 23rd May 2025

Extremely patient with excellent P R Skills.

Extremely patient with excellent P R Skills. Put me to my ease and nothing was too much trouble. Very informative and went through everything to get me the best solution, of which I am extremely grateful. 1 have been with Stepchange for about 20 years on and off, I don't know where I would be without them. My debt advisor was Nick, with lots of experience in helping people, and I hope to have continuity with him again. Thank you so much. Carol Croft Reviewed on: 23rd May 2025

Debt management

Nothing was too much trouble ready to listen and help anyway they can Reviewed on: 23rd May 2025

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