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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Pride doesn't get you out of the rut, Step Change do!

During a period of time where debts had mounted, interest shot up, cost of living crisis, then losing my job, I had to shove pride to the side and ask for help. Step Change were a God send! So much information which was in lehmans terms, so much help and support online with excellent tools. When speaking with several people over the phone, each person was so nice, empathetic and didn't make me feel what I anticipated... like a school headteacher telling you what you should have done. Step Change listened and looked at all the ways they could support, with clear expectations on what would happen. The sprocess has been seemless and updating the details afterwards is so simple. Despite the initial barrage and still constant letters from companies, Step Change is like your force field who sort all the long worded legal stuff out so I don't have to. It's meant a lot of stress being lifted, I have found new work and feel so much better in myself, as has been observed by friends and family. After years of burying my head and letting pride take control, I now have the control back, which I would never have done without Step Change. There is still a long road to go, and there is still the debt to pay back, however, we can now make it month to month on our new budget, without having to add more debt. Reviewed on: 28th May 2024

Helpful and Non-Judgemental

Have found Stepchange extremely helpful and non-judgemental, very understanding. Reviewed on: 28th May 2024

They are a fantastic company and have helped me redu...

They are a fantastic company and have helped me reduce my bills hugely and have taken away alot of stress and anxiety by dealing directly with my debts Many thanks to them Reviewed on: 28th May 2024

Stepchange were a great help.

Stepchange were a great help when we were in a difficult financial situation, very helpful on the phone, and not judgmental and did not talk down to us. Follow up care has been great as well, and we are well on the way to resolving all our money problems. Reviewed on: 28th May 2024

Practical, hand-on and comprehensive help

Practical, hand-on and comprehensive help Reviewed on: 26th May 2024

Stress free

Stress free I now feel relaxed and not pressured by dept Reviewed on: 25th May 2024

It has taken my anxiety away and can open my mail wi...

It has taken my anxiety away and can open my mail without worrying now Reviewed on: 25th May 2024

Very helpful staff who made talking about a very dif...

Very helpful staff who made talking about a very difficult situation easy Reviewed on: 25th May 2024

Stepchange saved my house!

Stepchange set up my dmp, contacted all creditors to arrange payment, so that I didn’t have to sell my house or declare bankruptcy, so if you have debt problems, CALL THEM FIRST! Highly recommended Reviewed on: 25th May 2024

I was drowning in debt.

I was drowning in debt and my life was becoming unbearable. I needed an answer to my problems and Stepchange were the answer. From my very first contact with them, they have been totally professional, sympathetic and helpful. They have helped me turn my life around and I would recommend them to anyone who has any type of debt problems. Reviewed on: 25th May 2024

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