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StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

So glad we found Stepchange

5
We had built up a lot of debt over the years due to various external unexpected scenarios and we could not keep up with repayments, that's when we turned to Stepchange for advice and it has been a lifesaver, would highly recommend speaking to Stepchange if you have money worries for excellent advice and a way out.... Reviewed on: 22nd May 2024

I have found every Stepchange assistant, pleasant, h...

5
I have found every Stepchange assistant, pleasant, helpful and understanding. Reviewed on: 22nd May 2024

Very understandable and helpful when working through...

5
Very understandable and helpful when working through my debt management when calling up. Reviewed on: 22nd May 2024

Excellent service

5
Simple, straight forward help, advice and support. Someone always there to answer my questions. Lots of online easy to use tools. Reviewed on: 22nd May 2024

Extremely sympathetic to your situation and offer am...

5
Extremely sympathetic to your situation and offer amazing advice and suggestions at a time when you are desperate for help with finances. Best thing I did was contact stepchange Reviewed on: 22nd May 2024

Always helpful

5
Always helpful any time on phone they are listening Reviewed on: 22nd May 2024

Great help from StepChange.

5
Great help from StepChange. After being diagnosed with a chronic medical condition and losing the ability to earn extra money, they gave us the chance to get our lives back on track and take control of our debts. We are slowly clearing them and can now sleep at night. Highly recommend. Reviewed on: 21st May 2024

Big relief!

5
The process from start to finish has been smooth sailing, the team have been amazing in offering guidance on any confusion or questions during the initial setup. Constant updates and communication is such a relief when seeking such advice, it really does offer reassurance that they're helping you seek the best outcome Reviewed on: 21st May 2024

They literally saved me,

5
They literally saved me, if Step change hasn’t been so supportive I’m sure I’d have lost my house. Through some really difficult times we made some bad financial choices trying to get by, monthly repayments on credit cards, catalogues etc. I was overdrawn every month, I’d be using all my money to pay the repayments. Eventually I had to either pay my mortgage or the credit cards, that’s where Stepchange helped. They weren’t judgmental, they listened and supported me to get back on my feet. It’s a big scary step making that first phone call but so very worth it. Reviewed on: 21st May 2024

Staff were very helpful and understanding in a very...

5
Staff were very helpful and understanding in a very difficult and emotional situation. I never felt embarrassed when going through my personal information Reviewed on: 21st May 2024

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