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StepChange: Debt advice reviews

4.92
Based on 18,646 reviews, last reviewed 25th Jun 2026
188500% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Stepchange were/are genuine life savers,

5
Stepchange were/are genuine life savers, I was at my wits end when I contacted them in tears, and they were so helpful kind and patient with me and helped me sort out everything. At first when they said how long it would take to pay back my debt it felt like it would take forever, but after a few months it was like paying another bill. The yearly reviews are easy to do. And I’m so pleased to say I only have a few months left to go and I’m debt free. Thank you Stepchange Reviewed on: 27th May 2026

Getting set up was quite easy and right away the anx...

5
Getting set up was quite easy and right away the anxiousness and relief that someone was there listening and ready to help took a lot of the strain off my shoulders. Reviewed on: 27th May 2026

StepChange helped me to live my life again and stopp...

5
StepChange helped me to live my life again and stopped all my dark moments.i can’t thank them enough. Reviewed on: 27th May 2026

Use StepChange it’s amazing .

5
I was really worried an saw StepChange on face book .from the person who picked up the phone right through to the person who asked me about debt and how to pay it back and set up my budget plan , everyone was kind nonjudgmental and professional. Reviewed on: 27th May 2026

Once I set up my plan, I got advice from stepchange...

5
Once I set up my plan, I got advice from stepchange on the best process for me to proceed. It was excellent advice and gave me peace of mind Reviewed on: 27th May 2026

Excellent from day one can't fault them

5
Excellent from day one can't fault them Reviewed on: 27th May 2026

Excellent experience

5
I've had a DMP through StepChange for nearly 2 years now, it's been a smooth journey with excellent service from courteous and highly knowledgeable staff. Recommend them to anyone. Reviewed on: 27th May 2026

I am so glad that.I found stepchange

5
I am so glad that. I sought stepchange to manage my financial difficulties. They are very non-judgemental and have been very supportive to me so much that I am well on my way to becoming debtfree. I find them very helpful and easy to talk to. Reviewed on: 27th May 2026

Stepchange have always been so helpful, providing me...

5
Stepchange have always been so helpful, providing me with advise and helping me review my finances when there has been unforeseen events that have taken place. Without them I wouldn’t be in the place I am after I had separated with my wife. Reviewed on: 27th May 2026

StepChange have been fantastic helping me to get on...

5
StepChange have been fantastic helping me to get on top of my debts and I would highly recommend them to anyone who is struggling in these difficult times. Reviewed on: 27th May 2026

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