Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16535 reviews)

View other StepChange products

4.95

Based on 16,535 reviews, last reviewed 9th May 2026

87550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Really helpful and supportive service. Really helpful and supportive service. I feel I can breathe now knowing my finances are in order Reviewed on: 9th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16535)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

I was in a very bad place with debt I reached out to...

I was in a very bad place with debt I reached out to stepchange and now am nearly debt free Reviewed on: 1st May 2024

Took a load of weight off my shoulders

Took a load of weight off my shoulders Reviewed on: 1st May 2024

Easy to use

Very understanding and easy to use sorted all my issues over a couple of phone calls Reviewed on: 1st May 2024

High standards of communication and willing to deal...

High standards of communication and willing to deal with debt collectors Reviewed on: 1st May 2024

Made redundant

Step Change really helped me get through this when i got made redundant. Reviewed on: 1st May 2024

Step Change gave me my life back.

I was left struggling following leaving my husband as I was a victim of domestic abuse, step change helped from the first contact, as I struggled with my emotions they allowed me to carry out the Majority of the application online and followed up by a very short phone call. At all times they have been very compassionate, and understanding the process of arranging a debt management plan was really easy and set up in no time at all. They carried out all the contract with credit agencies and kept me updated all the way. I wouldn’t have been able to see light at the end of the tunnel with out the professionalism I now believe I’m a survivor of abuse rather than a victim from the confidence they have given me. Thank you step change. Reviewed on: 1st May 2024

They’ve gave me peace of mind and improved my mental...

They’ve gave me peace of mind and improved my mental health Reviewed on: 1st May 2024

Mi experiencia ha sido muy satisafctoria, el trato...

Mi experiencia ha sido muy satisafctoria, el trato cordial, la disponibilidad del personal para atender y ayudar a solucionar mis dificultades, ha sido en todo momento excelente, les estoy sumamente agradecida. Reviewed on: 1st May 2024

Very helpful, understanding and sympathetic staff th...

Very helpful, understanding and sympathetic staff that put our minds at ease at stressful time Reviewed on: 1st May 2024

Saviours

I was in a lot of debt and contacted Stepchange as the debt was affecting me. After going through what I owed and setting up a debt plan for me I felt a weight lift off my shoulders and could concentrate on what was important such as my mortgage without having to worry about my debt as I knew how much money I would have left every month and knew my debt was reducing. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from High Court Enforcement Group 1.60 from 3 reviews
Debt Collection
from CCI Credit Management 5.00 from 1 reviews
Debt advice
from National Debtline 4.90 from 7 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub